401 S Commons Rd, Turlock, CA 95380 Property Records

Stanislaus County property record for 401 S Commons Rd, Turlock, CA 95380

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 960 sqft · built 1999
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on Record
Tax Bill$3,506 (2026)
Deeds & MortgagesMay 2022 Mortgage
Jul 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN044-001-023-000

Property Details

APN / Parcel Number

Primary APN044-001-023-000
Alternative APNs
  • 0440123000
  • 0440123

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area960 sqft Living Area
Gross Area969 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Construction TypeManufactured
Lot Area20,038 sqft (0.46 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address401 S COMMONS RD
CityTURLOCK
StateCA
Zip95380-9469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA240
Legal Subdivision2-87, PARCEL MAP
Legal Block1
Legal Lot Number2
JurisdictionSTANISLAUS CA
Township / Civil DivisionTURLOCK
Census Block Group1
Census Block1006
Census Tract3700

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address401 S COMMONS RD, TURLOCK, CA 95380-9469
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 10, 2022Intrafamily Transfer, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Jul 26, 2021Intrafamily Transfer, Transfer · VA Mortgage
E MORTGAGE CAPITAL INC
Jan 9, 2018Grant Deed, Transfer · VA Mortgage
STEARNS LNDG
Jan 9, 2018Quit Claim Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2021
Deed SaleJul 26, 2021
Prior SaleJan 9, 2018 · Amount on Record
Deed Document Number202170643
Last Transfer DateMay 4, 2022
Transfer Doc0000035194
Record UpdatedOct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTANISLAUS CA
Recording DateMay 10, 2022
Property Address401 S COMMONS RD, TURLOCK, CA 95380-9469
Document Number0000035194
Map ReferenceMB 2 PG 87
Instrument DateMay 4, 2022
Instrument2022-0035194
Transaction TypeTransfer
Record UpdatedJul 26, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address401 S COMMONS RD, TURLOCK, CA 95380-9469

Mortgage

Document Number0000035195
DateMay 10, 2022
Instrument2022-0035195
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term289 Months
DueJun 1, 2046

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTANISLAUS CA
Recording DateJul 26, 2021
Property Address401 S COMMONS RD, TURLOCK, CA 95380-9469
Document Number0000070643
Map ReferenceMB 2 PG 87
Instrument DateJul 12, 2021
Instrument2021-0070643
Transaction TypeTransfer
Record UpdatedJul 26, 2022
Title CompanyATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 S COMMONS RD, TURLOCK, CA 95380-9469

Mortgage

Document Number0000070644
DateJul 26, 2021
Instrument2021-0070644
Lender
NameE MORTGAGE CAPITAL INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term337 Months
DueAug 1, 2049

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateJan 9, 2018
Property Address401 S COMMONS RD, TURLOCK, CA 95380-9469
Document Number0000000955
Instrument DateJan 3, 2018
Instrument955
Transaction TypeTransfer
Record UpdatedJan 30, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$314.60
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address401 S COMMONS RD TURLOCK CA 953809469, TURLOCK, CA 95380-9469

Mortgage

Document Number956
DateJan 9, 2018
Instrument956
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 8, 2048

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTANISLAUS CA
Recording DateJan 9, 2018
Property Address401 S COMMONS RD, TURLOCK, CA 95380-9469
Document Number0000000954
Instrument DateDec 29, 2017
Instrument954
Transaction TypeTransfer
Record UpdatedJan 30, 2018
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address401 S COMMONS RD TURLOCK CA 953809469, TURLOCK, CA 95380-9469

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
Secondary School DistrictTurlock Unified School District (9-12) (09 - 12)
Elementary School DistrictChatom Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,506.00 (+1.71%) Homeowner's exemption$331,920 (+2%) Land $196,135 Building $135,785
2025$3,447.00 (+2.35%) Homeowner's exemption$325,413 (+4.04%) Land $192,290 Building $133,123
2023$3,368.00 (+1.45%) Homeowner's exemption$312,778 Land $184,824 Building $127,954
2022$3,320.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
unWired Broadband
Fixed Wireless
1,000 / 1,000
Ayera Technologies
Fixed Wireless
1,000 / 500
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
25 / 3
AT&T
Fixed Wireless
25 / 3

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