401 S Centre Ave, Lancaster, TX 75146 Property Records

Dallas County property record for 401 S Centre Ave, Lancaster, TX 75146

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,758 sqft · built 1895
Lot Size	0.432 acres (18,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$276,600 (Aug 2014)
Tax Bill	$5,202 (2025)
Deeds & Mortgages	Nov 2018 Loan Modification Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-00050-050-001-0000`

Property Details

APN / Parcel Number

Primary APN	`36-00050-050-001-0000`
Alternative APN	`360005005000100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,758 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1990
Exterior Material	Other
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	18,800 sqft (0.432 acres)
Lot Dimensions	113 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	360005005000100
Street Address	401 S CENTRE AVE
City	LANCASTER
State	TX
Zip	75146-3830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z353
Legal Description	ORIG TOWN LANCASTER BLK 50 LOTS 1 & 2 INT201400218677 DD08252014 CO-DC 0005005000100 4CN00050050
Legal Subdivision	ORIG TOWN LANCASTER
Legal Block	50
Legal Lot Number	1,2
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	3
Census Block	3080
Census Tract	16803

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 S CENTRE AVE, LANCASTER, TX 75146-3830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2018	Loan Modification, Mortgage CARRINGTON MTG SVCS
Nov 26, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2014 · Amount on Record
Deed Sale	Aug 27, 2014 · Amount on Record
Prior Sale	Jul 18, 2006 · Amount on Record
Deed Document Number	2014218677
Prior Transfer Date	Aug 25, 2014
Prior Transfer Doc	0000218677
Record Updated	Sep 20, 2026

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DALLAS TX
Property Address	401 S CENTRE AVE, LANCASTER, TX 75146-3830
Document Number	0000322666
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 27, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 S CENTRE AVE LANCASTER TX 751463830, LANCASTER, TX 75146-3830

Mortgage

Document Number	0000322666
Date	Dec 10, 2018
Instrument	322666

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2048

Interest

Rate	4.75%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	401 S CENTRE AVE, LANCASTER, TX 75146-3830
Document Number	0000322665
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 S CENTRE AVE LANCASTER TX 751463830, LANCASTER, TX 75146-3830

Mortgage

Document Number	0000322665
Date	Dec 10, 2018
Instrument	322665

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2048

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Lancaster City
Unified School District	Lancaster Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$541,750 (-) Land $70,500 Building $471,250	$541,750 (-) Land $70,500 Building $471,250
2025	$5,202.00 (-19.67%) Homeowner's exemption Senior Citizen's exemption	$541,750 (+40.07%) Land $70,500 Building $471,250	$541,750 (+40.07%) Land $70,500 Building $471,250
2024	$6,476.00 (+10.99%)
2023	$5,835.00 (-9.06%) Homeowner's exemption Senior Citizen's exemption	$386,780 Land $70,500 Building $316,280	$386,780 Land $70,500 Building $316,280
2022	$6,416.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 40,449 people · EPA ID TX0570013
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink.

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