401 S Cedar St, Borger, TX 79007 Property Records

Hutchinson County property record for 401 S Cedar St, Borger, TX 79007

Property Summary

Property Type	Commercial
Details	2 ba · 2,420 sqft
Lot Size	0.377 acres (16,448 sqft)
Owner	2 Company Names on File
Tax Bill	$1,854 (2025)
Deeds & Mortgages	Jul 2023 Mortgage
APN	`02420-00018-00700-000000`

Property Details

APN / Parcel Number

Primary APN	`02420-00018-00700-000000`
Alternative APN	`12171`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,420 sqft Total Area

Exterior

Lot Area	16,448 sqft (0.377 acres)
Lot Dimensions	125 ft deep x 79 ft wide
Porch	Porch
Porch Area	200 sqft

Location & Zoning

Account Number	02420-00018-00700-000000
Old Parcel Number	024200001800700000000
Street Address	401 S CEDAR ST
City	BORGER
State	TX
Zip	79007-4062
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	S 4 OF 6 ALL 7 N/2 OF 8 E/2 OF N/2 OF 23 & E/2 24 BLK 18 THOMPSON BPP # 601245
Legal Subdivision	THOMPSON
Legal Block	18
Legal Lot Number	6
Jurisdiction	HUTCHINSON TX
Township / Civil Division	BORGER
Census Block Group	1
Census Block	1065
Census Tract	950800

Owner

Source: Hutchinson County records · APN 02420-00018-00700-000000

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	Verified Secondary Owner
Mailing Address	6703 BLOSSOM CT, AMARILLO, TX 79124-1148
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 09, 2013
Deed Sale	Aug 09, 2013
Record Updated	Jun 08, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUTCHINSON TX
Property Address	401 S CEDAR ST, BORGER, TX 79007-4062
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002362/158
Date	Jul 25, 2023
Book Page	2362/158
Instrument	386186

Lender

Name	BANK OF THE PANHANDLE
Type	Bank
Address	GUYMON, OK 73942

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Jul 19, 2030

Tax Assessment & Valuation

Source: Hutchinson County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Borger City
County	Hutchinson County
Unified School District	Borger Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,854.00 (-14.17%)	$75,620 (-) Land $15,730 Building $59,890	$75,620 (-) Land $15,730 Building $59,890
2023		$75,620 Land $15,730 Building $59,890	$75,620 Land $15,730 Building $59,890
2022	$2,160.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 43% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
PATHWAYZ Communications Fiber	1,000 / 1,000
Cable One Cable	1,000 / 50
Innovative Financial Technologies Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 119 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BORGER MUNICIPAL WATER SYSTEM serves 12,419 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.