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401 S Bridge St, Smithville, MO 64089 Property Records

Clay County property record for 401 S Bridge St, Smithville, MO 64089 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1953
Square Footage941 sqft Living Area
Lot Size4,792 sqft (0.11 acres)
OccupancyOwner Occupied
Last Sale$136,500 (2019)
Tax Bill$1,556.00 (2025)

Property Details

APN / Parcel Number

Primary APN05-617-00-14-005.00
Alternative APNs
  • 0561700140050001
  • 5617001400500
  • 275389

Interior

Bedrooms3 Beds
Full Baths1 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Building Area941 sqft Living Area
Gross Area1,061 sqft Gross Area
1st Floor941 sqft 1st Floor
Basement Area288 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area4,792 sqft (0.11 acres)
Depth X Width97 ft x 50 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage TypeDetached Garage
Garage Area840 sqft Garage
Deck Area343 sqft Deck
Patio Area343 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address401 S BRIDGE ST
CitySMITHVILLE
StateMO
Zip64089-9360
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKEMP WOODS ADDITION LT 1 BLK 4
Legal Range33W
Legal Township53N
Legal Section23
Legal SubdivisionKEMP WOODS ADDITION
Legal Block4
Legal Lot Number1
JurisdictionCLAY MO
Minor Civil DivisionPLATTE
Census Blockgroup3
Census Block3018
Census Tract22000

Owner

Source: Clay County records · APN 05-617-00-14-005.00

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address401 S BRIDGE ST, SMITHVILLE, MO 64089-9360
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 04, 2022Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
NAVY FCU
Feb 11, 2019Warranty Deed, Transfer · Conventional Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 11, 2019 · Amount on Record
Deed SaleFeb 11, 2019 · Amount on Record
Prior SaleSep 02, 2014 · Amount on Record
Deed Doc Number20193257
Deed Book / Page8361 / 125
Prior Transfer DateJun 18, 1997
Prior Transfer Doc0000046799
Record RefreshedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address401 S BRIDGE ST, SMITHVILLE, MO 64089-9360
Transaction TypeMortgage
Record UpdatedApr 11, 2022
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 S BRIDGE ST, SMITHVILLE, MO 64089-9360

Mortgage

Document Number0000011066
DateApr 04, 2022
Book Page9337/66
Instrument2022011066
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueMay 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.37%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateMay 01, 2025
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change5.37%
Index5-Year CMT
Margin2
Max Rate8.37%

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateFeb 11, 2019
Property Address401 S BRIDGE ST, SMITHVILLE, MO 64089-9360
Document Number0000003257
Book / Page8361 / 125
Instrument DateFeb 08, 2018
Instrument2019003257
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 S BRIDGE ST, SMITHVILLE, MO 64089-9360

Mortgage

Document Number0000003262
DateFeb 11, 2019
Instrument2019003262
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalitySmithville City
Unified School DistrictSmithville R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,556.00 (+14.41%)$21,870 (+11.02%)$115,105 (+11.02%)
2023$1,360.00 (+30.14%)$19,700$103,684
2019$1,045.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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