401 S 9th St, Cherokee, IA 51012 Property Records

Cherokee County property record for 401 S 9th St, Cherokee, IA 51012

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 1,050 sqft · built 1928
Lot Size0.321 acres (14,000 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Feb 2023)
Tax Bill$1,330 (2025)
Deeds & MortgagesFeb 2023 Transfer
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0734151004

Property Details

APN / Parcel Number

Primary APN0734151004

Interior

Bedrooms1 Bed
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,050 sqft Living Area
1st Floor Area874 sqft
Basement Area874 sqft
Finished Basement300 sqft
Game RoomGame Room
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,000 sqft (0.321 acres)
Lot Dimensions140 ft deep x 100 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
Deck Area144 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address401 S 9TH ST
CityCHEROKEE
StateIA
Zip51012-1653
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 & 2 BLK 77 IRR CO'S 14TH ADD 7124
Legal SubdivisionFOURTEE NTH ADDITION
Legal Block77
Legal Lot Number1,2
JurisdictionCHEROKEE IA
Township / Civil DivisionCHEROKEE
Census Block Group3
Census Block3010
Census Tract80102

Owner

Source: Cherokee County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address401 S 9TH ST, CHEROKEE, IA 51012-1653
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2023Affidavit of Death of Joint Tenant, Transfer
Apr 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 24, 2023 · Amount on Record
Deed SaleFeb 24, 2023 · Amount on Record
Prior SaleOct 19, 2015 · Amount on Record
Deed Document Number2023288
Deed Book / Page2023 / 288
Record UpdatedJun 8, 2026

February 2023: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionCHEROKEE IA
Recording DateFeb 24, 2023
Property Address401 S 9TH ST, CHEROKEE, IA 51012-1653
Document Number002023/285
Book / Page2023 / 285
Instrument DateFeb 24, 2023
Instrument2023 0285
Transaction TypeTransfer
Record UpdatedOct 23, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 S 9TH ST, CHEROKEE, IA 51012-1653

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE IA
Property Address401 S 9TH ST, CHEROKEE, IA 51012-1653
Transaction TypeMortgage
Record UpdatedApr 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020/607
DateApr 20, 2020
Book Page2020/607
Instrument2020 0607
Lender
NameQUICKEN LOANS INC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2035

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyCherokee County
MunicipalityCherokee City
Unified School DistrictCherokee Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,330.00 Homeowner's exemption$99,870 (+10.54%) Land $17,640 Building $82,230$99,870 (+10.54%) Land $17,640 Building $82,230
2024$1,330.00 (+14.26%)
2023$90,350 (+29.2%) Land $17,640 Building $72,710$90,350 (+29.2%) Land $17,640 Building $72,710
2022$1,164.00 Homeowner's exemption$69,930 Land $13,230 Building $56,700
2021$69,930 Land $13,230 Building $56,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims6 (2010–2024)
Most Recent ClaimJun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHEROKEE RWS - CHEROKEE SUBSYSTEM
private · serves 3,315 people · EPA ID IA1811001
Water SourceGroundwater
Last State InspectionOct 2023
Also Mapped HereCHEROKEE WATER SUPPLY - PLANT 1
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Northwest Communications
Fixed Wireless
100 / 20

May also be available: C-M-L Telephone Cooperative Association, Nextlink, T-Mobile, Verizon.

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