401 S 8th St, Waco, TX 76706 Property Records

McLennan County property record for 401 S 8th St, Waco, TX 76706

Property Summary

Property Type	Commercial
Details	6,962 sqft · built 1944
Lot Size	0.475 acres (20,678 sqft)
Owner	Company Name on File
Tax Bill	$17,874 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-002200-000100-8`

Property Details

APN / Parcel Number

Primary APN	`48-002200-000100-8`
Alternative APNs	`4800220000010080111` `162444`

Interior

Stories	1 Story
Building Area	6,962 sqft Gross Area
1st Floor Area	6,962 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1972
Exterior Material	Other
Construction Type	Brick
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	20,678 sqft (0.475 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Canopy	614 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	401 S 8TH ST
City	WACO
State	TX
Zip	76706-1133
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	2007 TIF
Legal Description	BARNARD G BLOCK 1 LOT 1 2 3 4 ACRES 0.3788 & 0.0959 AC ABAND ROW TOTAL 0.4798 AC
Legal Subdivision	BARNARD G
Legal Block	1
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2070
Census Tract	100

Owner

401 S 8th St, a commercial property, is owned by a company that acquired it in April 2026.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Company Name on File
Mailing Address	2525 WASHINGTON AVE, WACO, TX 76710-7446
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed, Transfer · Stand-Alone First Mortgage AMERICAN BANK
Jul 14, 2020	Loan Modification, Mortgage AMERICAN BK NA
Jan 14, 2019	Warranty Deed, Transfer FIRST TITLE COMPANY
Jan 9, 2019	Loan Modification, Mortgage AMERICAN BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2026
Deed Sale	Apr 13, 2026
Prior Sale	Dec 14, 2023
Deed Document Number	202611457
Prior Transfer Date	Nov 28, 2023
Prior Transfer Doc	0000038008
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 13, 2026
Property Address	401 S 8TH ST, WACO, TX 76706-1133
Document Number	0000011457
Instrument Date	Apr 10, 2026
Instrument	202611457
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2525 WASHINGTON AVE, WACO, TX 76710-7446

Mortgage

Document Number	0000011458,
Instrument	202611458

Lender

Name	AMERICAN BANK

Agreement

Type	Stand-Alone First Mortgage

Interest

Rate	5.98%
Max Rate	-1%

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	401 S 8TH ST, WACO, TX 76706-1133
Document Number	0000025201
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2700 WASHINGTON AVE WACO TX 767107451, WACO, TX 76710-7451

Mortgage

Document Number	0000025201
Date	Jul 27, 2020
Instrument	25201

Lender

Name	AMERICAN BK NA
Address	WACO, TX 76715-4068

Agreement

Amount	Amount on Record

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 14, 2019
Property Address	401 S 8TH ST, WACO, TX 76706-1133
Document Number	0000001402
Instrument Date	Jan 9, 2019
Instrument	1402
Transaction Type	Transfer
Record Updated	Apr 5, 2019
Title Company	FIRST TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2700 WASHINGTON AVE WACO TX 767107451, WACO, TX 76710-7451

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	401 S 8TH ST, WACO, TX 76706-1133
Document Number	0000002196
Instrument Date	Jan 9, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2700 WASHINGTON AVE WACO TX 767107451, WACO, TX 76710-7451

Mortgage

Document Number	0000002196
Date	Jan 20, 2021
Instrument	2196

Lender

Name	AMERICAN BK NA
Address	WACO, TX 76715-4068

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 401 S 8th St was $17,874, down 0.3% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$768,000 (-3.4%) Land $490,791 Building $277,209	$768,000 (-3.4%) Land $490,791 Building $277,209
2025	$17,874.00 (-0.32%)	$795,000 Land $768,753 Building $26,247	$795,000 Land $768,753 Building $26,247
2024	$17,932.00
2023		$1,081,960 Land $1,045,010 Building $36,950	$1,081,960 Land $1,045,010 Building $36,950
2022	$24,256.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 S 8th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1989–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 401 S 8th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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