Harnett County property record for 401 S 7th St, Erwin, NC 28339
| Property Type | Single Family Home |
|---|---|
| Details | 1,462 sqft · built 2020 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Jun 2026) |
| Tax Bill | $2,306 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500057997 |
| Primary APN | 1500057997 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,462 sqft Heated Area |
|---|---|
| 1st Floor Area | 998 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1500057997 |
|---|---|
| Street Address | 401 S 7TH ST |
| City | ERWIN |
| State | NC |
| Zip | 28339-2218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT#2 D & W REAL ESTATE VENTURES MAP#2019-235 |
| Legal Subdivision | ERWIN MILLS |
| Legal Lot Number | 2 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | DUKE |
| Census Block Group | 2 |
| Census Block | 2072 |
| Census Tract | 70500 |
Source: Harnett County records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 401 S 7TH ST, ERWIN, NC 28339-2218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jun 12, 2026 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| Aug 2, 2023 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Jul 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on Record |
| Deed Sale | Jun 12, 2026 · Amount on Record |
| Prior Sale | Aug 2, 2023 · Amount on Record |
| Deed Document Number | 202612034 |
| Deed Book / Page | 4348 / 257 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Jun 12, 2026 |
| Property Address | 401 S 7TH ST, ERWIN, NC 28339-2218 |
| Document Number | 0000012034 |
| Book / Page | 4348 / 257 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 202612034 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $54,540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 S 7TH ST, ERWIN, NC 28339-2218 |
| Document Number | 0000012035, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 202612035 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000012036, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 4348/274 |
| Instrument | 202612036 |
| Name | HOUSING FINANCE AGENCY NC |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Aug 2, 2023 |
| Property Address | 401 S 7TH ST, ERWIN, NC 28339-2218 |
| Document Number | 0000012752 |
| Book / Page | 4202 / 1252 |
| Map Reference | MB 2019 PG 235 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 2023012752 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5283 NC HIGHWAY 96 N, SELMA, NC 27576-6052 |
| Name | Verified Name |
|---|---|
| Address | 350 N 5TH ST, NEWARK, NJ 07107-3447 |
| Document Number | 0000012753 |
|---|---|
| Date | Aug 2, 2023 |
| Instrument | 2023012753 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Jul 24, 2020 |
| Property Address | 401 S 7TH ST, ERWIN, NC 28339-2218 |
| Document Number | 0000012482 |
| Book / Page | 3844 / 143 |
| Map Reference | MB 2019 PG 235 |
| Instrument Date | Jul 6, 2020 |
| Instrument | 2020012482 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | GUARANTEED RATE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $393.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 760, FOUR OAKS, NC 27524-0760 |
| Name | Verified Name |
|---|---|
| Address | 401 S 7TH ST, ERWIN, NC 28339-2218 |
| Document Number | 0000012483 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 3844/145 |
| Instrument | 2020012483 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Harnett County assessment roll, as of August 28, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Municipality | Erwin Town |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,306.00 (+2.49%) | $185,760 (-) | $185,760 (-) Land $22,530 Building $163,230 |
| 2023 | $2,250.00 | $185,760 (-) | $185,760 (-) Land $22,530 Building $163,230 |
| 2022 | $2,250.00 | $185,760 | $185,760 Land $22,530 Building $163,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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