401 S 70th Ave W, Duluth, MN 55807 Property Records

St. Louis County property record for 401 S 70th Ave W, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 827 sqft · built 1918
Lot Size	0.094 acres (4,118 sqft)
Owner	Individual Name on File
Last Sale	$76,500 (Apr 2002)
Tax Bill	$2,346 (2026)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0370-03720`

Property Details

APN / Parcel Number

Primary APN	`010-0370-03720`
Alternative APN	`677794`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	827 sqft Gross Area
1st Floor Area	827 sqft
Basement Area	207 sqft
Finished Basement	207 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	4,118 sqft (0.094 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	109 sqft
Deck Area	257 sqft
Storage Building	90 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	677794
Street Address	401 S 70TH AVE W
City	DULUTH
State	MN
Zip	55807-1839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 AND N 8 FT LOT 2 SERIAL #
Legal Subdivision	CARLTON PLACE ADD TO DULUTH
Legal Block	29
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3012
Census Tract	3300

Owner

401 S 70th Ave W is owned and occupied by an individual who acquired it in December 2020.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	401 S 70TH AVE W, DULUTH, MN 55807-1839
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2002 · Amount on File
Deed Sale	Apr 12, 2002 · Amount on File
Deed Document Number	2002852270
Last Transfer Date	Dec 29, 2020
Transfer Doc	0001402628
Record Updated	Sep 20, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Feb 3, 2021
Property Address	401 S 70TH AVE W, DULUTH, MN 55807-1839
Document Number	0001402628
Instrument Date	Dec 29, 2020
Instrument	1402628
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 S 70TH AVE W, DULUTH, MN 55807-1839

Mortgage

Document Number	0001402629
Date	Feb 3, 2021
Instrument	1402629

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 401 S 70th Ave W was $2,346, up 7.2% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,346.00 (+7.22%)
2025	$2,188.00 (+2.72%)	$188,000 (+18.76%) Land $9,900 Building $178,100	$188,000 (+18.76%) Land $9,900 Building $178,100
2024	$2,130.00	$158,300 Land $9,100 Building $149,200	$158,300 Land $9,100 Building $149,200
2022		$115,500 Land $7,100 Building $108,400	$115,500 Land $7,100 Building $108,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 S 70th Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 S 70th Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20