401 S 3rd St, Gower, MO 64454 Property Records

Clinton County property record for 401 S 3rd St, Gower, MO 64454 · Last verified June 2026

Property Summary

Property Type	Commercial
Details	2 bd · 1 ba · 1,190 sqft · built 1903
Lot Size	0.716 acres (31,189 sqft)
Owner	Company Name on File
Tax Bill	$820 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12 02.0 03 003 004 006.000`

Property Details

APN / Parcel Number

Primary APN	`12 02.0 03 003 004 006.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Units	98 Units
Stories	1 Story
Building Area	1,190 sqft Total Area
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1999
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,189 sqft (0.716 acres)
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	401 S 3RD ST
City	GOWER
State	MO
Zip	64454-9144
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 1 AND PART LOT 2 ELLIOTTS ADDN AND ADDL TRACT DESC AS ALSO THAT PORTION OF VAC ALLEY LYING EAST OF LOTS AND ALSO ALL OF S
Legal Range	33W
Legal Township	55N
Legal Section	03
Legal Subdivision	ELLIOTTS ADDN
Legal Lot Number	1,2
Jurisdiction	CLINTON MO
Township / Civil Division	ATCHISON
Census Block Group	2
Census Block	2053
Census Tract	960400

Owner

Source: Clinton County records · APN 12 02.0 03 003 004 006.000

Assessment roll updated February 12, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	12929 SE BIGHAM RD, STEWARTSVILLE, MO 64490-8516
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 01, 2008
Deed Sale	Jan 01, 2008
Deed Document Number	2008329
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MO
Property Address	401 S 3RD ST, GOWER, MO 64454-9144
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12929 SE BIGHAM RD, STEWARTSVILLE, MO 64490-8516

Mortgage

Document Number	0202500664
Date	Mar 24, 2025
Instrument	202500664

Lender

Name	UNION STATE BANK OF EVEREST
Type	Bank
Address	64464

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 15, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated February 12, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clinton County
Municipality	Gower City
Unified School District	East Buchanan County C-1 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$820.00	$10,144 (+12.01%) Land $3,114 Building $7,030	$53,390 (+12.02%) Land $16,390 Building $37,000
2024	$820.00 (+11.56%)	$9,056 (-) Land $2,780 Building $6,276
2023	$735.00 (+17.04%)	$9,056 (+6.72%) Land $2,780 Building $6,276	$47,663 (+6.72%) Land $14,630 Building $33,033
2022	$628.00	$8,486 Land $2,780 Building $5,706
2021			$44,660 Land $14,630 Building $30,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clinton County (29049C), updated April 4, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290499604002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1984)
Most Recent Claim	Jun 1984, tidal / storm surge, Severe Storms & Flooding

Wildfire

Wildfire Risk	Low above 36% of the US · above 28% of Missouri
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.