401 S 3rd St, El Cajon, CA 92019 Property Records

San Diego County property record for 401 S 3rd St, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,984 sqft · built 1995
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (May 2017)
Tax Bill	$7,703 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`511-445-04-00`

Property Details

APN / Parcel Number

Primary APN	`511-445-04-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	1,984 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	7,100 sqft (0.163 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	401 S 3RD ST
City	EL CAJON
State	CA
Zip	92019-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 67 TR 004482
Legal Subdivision	LEXINGTON GARDENS
Legal Tract	004482
Legal Block	2
Legal Lot Number	67
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2009
Census Tract	15601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 S 3RD ST, EL CAJON, CA 92019-2513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Grant Deed, Transfer · Conventional Mortgage WORLD WIDE CREDIT CORP
Aug 1, 2018	Grant Deed, Transfer WORLD WIDE CREDIT
May 18, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
May 18, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
May 18, 2017	Grant Deed, Transfer · Conventional Mortgage WORLD WIDE CREDIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2017 · Amount on Record
Deed Sale	May 18, 2017 · Amount on Record
Prior Sale	Jan 9, 2009 · Amount on Record
Deed Document Number	2017223849
Prior Transfer Date	May 15, 2017
Prior Transfer Doc	0000223847
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 15, 2020
Property Address	401 S 3RD ST, EL CAJON, CA 92019-2513
Document Number	0000628301
Map Reference	MAP 4482
Instrument Date	Sep 21, 2020
Instrument	2020-0628301
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	401 S 3RD ST, EL CAJON, CA 92019-2513

Mortgage

Document Number	0000628302
Date	Oct 15, 2020
Instrument	2020-0628302

Lender

Name	WORLD WIDE CREDIT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 1, 2018
Property Address	401 S 3RD ST, EL CAJON, CA 92019-2513
Document Number	0000314067
Instrument Date	Jun 14, 2018
Instrument	314067
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	401 S 3RD ST EL CAJON CA 920192513, EL CAJON, CA 92019-2513

Mortgage

Document Number	314068
Date	Aug 1, 2018
Instrument	314068

Lender

Name	WORLD WIDE CREDIT
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92123

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2048

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 18, 2017
Property Address	401 S 3RD ST, EL CAJON, CA 92019-2513
Document Number	0000223847
Instrument Date	May 15, 2017
Instrument	223847
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	401 S 3RD ST EL CAJON CA 920192513, EL CAJON, CA 92019-2513

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 18, 2017
Property Address	401 S 3RD ST, EL CAJON, CA 92019-2513
Document Number	0000223848
Instrument Date	May 15, 2017
Instrument	223848
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	401 S 3RD ST EL CAJON CA 920192513, EL CAJON, CA 92019-2513

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 18, 2017
Property Address	401 S 3RD ST, EL CAJON, CA 92019-2513
Document Number	0000223849
Instrument Date	Apr 11, 2017
Instrument	223849
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	401 S 3RD ST EL CAJON CA 920192513, EL CAJON, CA 92019-2513

Mortgage

Document Number	223850
Date	May 18, 2017
Instrument	223850

Lender

Name	WORLD WIDE CREDIT
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$611,803 (+2%) Land $263,131 Building $348,672
2025	$7,703.00 (-1.96%)	$599,808 (+4.04%) Land $257,972 Building $341,836
2023	$7,857.00 (+2.44%)	$576,518 Land $247,955 Building $328,563
2022	$7,670.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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