401 S 3rd St, Ava, IL 62907 Property Records

Jackson County property record for 401 S 3rd St, Ava, IL 62907

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,475 sqft · built 1949
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,746 (2024)
Deeds & Mortgages	Sep 2023 Mortgage Mar 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-25-451-007`

Property Details

APN / Parcel Number

Primary APN	`02-25-451-007`
Alternative APN	`02-25-451-007-0040`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,475 sqft
Basement Area	1,475 sqft
Unfinished Basement	1,475 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	401 S 3RD ST
City	AVA
State	IL
Zip	62907-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 SE1/4 25-7-4 .21 AC 1042/965 & 963 993/626 801/584 2007/26310 2008/17414 2008/17159 2022R000864 2023R003928
Jurisdiction	JACKSON IL
Township / Civil Division	BRADLEY
Census Block Group	2
Census Block	2076
Census Tract	10100

Owner

Source: Jackson County assessment roll, as of August 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	401 S 3RD ST, AVA, IL 62907-1006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Mar 1, 2022	Warranty Deed, Transfer
Mar 1, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST STATE BANK
Oct 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 2023
Deed Sale	Sep 22, 2023
Prior Sale	Mar 1, 2022 · Amount on Record
Deed Document Number	20233928
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON IL
Recording Date	Sep 22, 2023
Property Address	401 S 3RD ST, AVA, IL 62907-1006
Document Number	0000003928
Instrument Date	Sep 21, 2023
Instrument	2023R003928
Transaction Type	Transfer
Record Updated	Oct 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 S 3RD ST, AVA, IL 62907-1006

Mortgage

Document Number	0000003929
Date	Sep 22, 2023
Instrument	2023R003929

Lender

Name	GUARANTEED RATE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0000003930
Date	Sep 22, 2023
Instrument	2023R003930

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2033

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON IL
Recording Date	Mar 1, 2022
Property Address	401 S 3RD ST, AVA, IL 62907-1006
Document Number	0000000868
Instrument Date	Feb 28, 2022
Instrument	2022R000868
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 S 3RD ST, AVA, IL 62907-1006

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON IL
Recording Date	Mar 1, 2022
Property Address	401 S 3RD ST, AVA, IL 62907-1006
Document Number	0000000864
Instrument Date	Feb 28, 2022
Instrument	2022R000864
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 S 3RD ST, AVA, IL 62907-1006

Mortgage

Document Number	0000000865
Date	Mar 1, 2022
Instrument	2022R000865

Lender

Name	FIRST STATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	401 S 3RD ST, AVA, IL 62907-1006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005146
Date	Oct 29, 2020
Instrument	2020R005146

Lender

Name	FIRST BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Nov 1, 2025

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Ava City
County	Jackson County
County Subdivision	Bradley Township
Unified School District	Trico Community Unit School District 176 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,550 (+79.57%) Land $2,783 Building $39,767	$127,650 (+79.57%) Land $8,349 Building $119,301
2024	$2,746.00 (+78.54%)
2022	$1,538.00 Homeowner's exemption	$23,695 Land $2,046 Building $21,649	$71,085 Land $6,138 Building $64,947

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Apr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORAVILLE WATER DISTRICT serves 1,108 people · EPA ID IL0775250
Water Source	Purchased surface water from KINKAID AREA WATER SYSTEM
Last State Inspection	May 2025
Also Mapped Here	AVA
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blip Networks Fixed Wireless	500 / 500
Wisper ISP Fixed Wireless	400 / 30
Frontier DSL	10 / 1

May also be available: Delta Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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