401 S 3rd Ave, Bozeman, MT 59715 Property Records

Gallatin County property record for 401 S 3rd Ave, Bozeman, MT 59715

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,752 sqft · built 1920
Lot Size0.205 acres (8,930 sqft)
Owner2 Trust Names on Record
Tax Bill$11,137 (2026)
Deeds & MortgagesOct 2018 Line of Credit
Oct 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN000RGG4645

Property Details

APN / Parcel Number

Primary APN000RGG4645
Alternative APNs
  • 06-0798-12-4-35-12-0000
  • R0682396

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms13 Rooms
Stories1 Story
Building Area2,752 sqft Living Area
1st Floor Area1,939 sqft
Upper Floors Area813 sqft
Basement Area1,084 sqft
Finished Basement1,084 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2000
Architectural StyleBungalow
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,930 sqft (0.205 acres)
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area564 sqft
Deck Area77 sqft
Patio Area309 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number000RGG4645
Street Address401 S 3RD AVE
CityBOZEMAN
StateMT
Zip59715-5250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal DescriptionPARK ADD, S12, T02 S, R05 E, BLOCK 28, LOT 1 - 3, 12.5' N S OF LOT 3
Legal Range05E
Legal Township02S
Legal Section12
Legal SubdivisionPARK ADD
Legal Block28
Legal Lot Number1-3
JurisdictionGALLATIN MT
Township / Civil DivisionBOZEMAN
Census Block Group3
Census Block3002
Census Tract800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Bon Ton Historic District
listed 1987 · 190 contributing resources · NRIS 87001816

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing AddressPO BOX 7118, BOZEMAN, MT 59771-7118
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Oct 12, 2023Intrafamily Transfer, Transfer
May 31, 2019Warranty Deed, Transfer · ARM
STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 12, 2023
Deed SaleOct 12, 2023
Prior SaleMay 31, 2019 · Amount on Record
Deed Document Number20232813061
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGALLATIN MT
Property Address401 S 3RD AVE, BOZEMAN, MT 59715-5250
Transaction TypeMortgage
Record UpdatedOct 27, 2023
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002627983
DateOct 1, 2018
Instrument2627983
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 27, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGALLATIN MT
Recording DateOct 12, 2023
Property Address401 S 3RD AVE, BOZEMAN, MT 59715-5250
Document Number0002813061
Instrument DateOct 12, 2023
Instrument2813061
Transaction TypeTransfer
Record UpdatedOct 27, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address401 S 3RD AVE, BOZEMAN, MT 59715-5250

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGALLATIN MT
Recording DateMay 31, 2019
Property Address401 S 3RD AVE, BOZEMAN, MT 59715-5250
Document Number0002646182
Instrument DateMay 30, 2019
Instrument2646182
Transaction TypeTransfer
Record UpdatedOct 27, 2023
Title CompanySECURITY TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address401 S 3RD AVE, BOZEMAN, MT 59715-5250

Mortgage

Document Number0002646183
DateMay 31, 2019
Instrument2646183
Lender
NameSTIFEL BANK & TRUST
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.6%
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2026
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change8.5%
Index1-Year LIBOR
Max Rate8.5%

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMontana
CountyGallatin County
MunicipalityBozeman City
Elementary School DistrictBozeman Elementary School District (PK - 08)
Secondary School DistrictBozeman High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,137.00 (+2.17%)$1,788,800 (-)$1,788,800 (-) Land $494,536 Building $1,294,264
2025$10,900.00 (-7.76%)$1,788,800 (-2.71%)$1,788,800 (-2.71%) Land $494,536 Building $1,294,264
2023$11,817.00$1,838,545$1,838,545 Land $637,795 Building $1,200,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BOZEMAN
serves 56,000 people · EPA ID MT0000161
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
SkyNet Communications
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Blackfoot Telephone Cooperative, CenturyLink, Global Net, Montana Opticom, T-Mobile, Wisp West.

Nearby Properties on S 3rd Ave

Nearby Streets

Search Property Records by Address or Parcel Number