401 Ryan Cir, Winder, GA 30680 Property Records

Barrow County property record for 401 Ryan Cir, Winder, GA 30680

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,163 sqft · built 2000
Lot Size	0.36 acres (15,707 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,900 (May 2020)
Tax Bill	$3,972 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WN10 300`

Property Details

APN / Parcel Number

Primary APN	`WN10 300`
Alternative APN	`16103`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,163 sqft Heated Area
Attic	Attic
Attic Area	300 sqft
Basement Area	218 sqft
Finished Basement	218 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2012
Exterior Material	Fiber Cement Siding
Construction Type	Light Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,707 sqft (0.36 acres)
Garage Area	380 sqft
Driveway	Concrete Driveway
Porch	Slab
Porch Area	180 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	16103
Street Address	401 RYAN CIR
City	WINDER
State	GA
Zip	30680-3581
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 56 UNIT 3 CHESTNUT RIDGE
Legal Subdivision	CHESTNUT RIDGE
Legal Lot Number	56
Legal Unit	3
Jurisdiction	BARROW GA
Township / Civil Division	WINDER
Census Block Group	1
Census Block	1006
Census Tract	180206

Owner

Source: Barrow County records, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 RYAN CIR, WINDER, GA 30680-3581
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC
May 29, 2020	Grant Deed, Transfer · Conventional with PMI PENNYMAC
May 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 18, 2017	Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2020 · Amount on Record
Deed Sale	May 29, 2020 · Amount on Record
Prior Sale	May 12, 2017 · Amount on Record
Deed Document Number	20201648
Deed Book / Page	2337 / 145
Prior Transfer Date	Jul 9, 2010
Prior Transfer Doc	001528/133
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARROW GA
Property Address	401 RYAN CIR, WINDER, GA 30680-3581
Document Number	0024290105
Instrument Date	Dec 9, 2020
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 RYAN CIR WINDER GA 306803581, WINDER, GA 30680-3581

Mortgage

Document Number	0024290105
Date	Dec 18, 2020
Book Page	002429/000105

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2050

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BARROW GA
Recording Date	May 29, 2020
Property Address	401 RYAN CIR, WINDER, GA 30680-3581
Document Number	0023370145
Book / Page	002337 / 000145
Instrument Date	May 29, 2020
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 RYAN CIR WINDER GA 306803581, WINDER, GA 30680-3581

Mortgage

Document Number	23370147
Date	May 29, 2020
Book Page	002337/000147

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARROW GA
Recording Date	May 29, 2020
Property Address	401 RYAN CIR, WINDER, GA 30680-3581
Document Number	0023370160
Book / Page	002337 / 000160
Instrument Date	May 29, 2020
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BARROW GA
Recording Date	May 18, 2017
Property Address	401 RYAN CIR, WINDER, GA 30680-3581
Document Number	0020360310
Book / Page	002036 / 000310
Instrument Date	May 12, 2017
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 RYAN CIR WINDER GA 306803581, WINDER, GA 30680-3581

Mortgage

Document Number	20360312
Date	May 18, 2017
Book Page	002036/000312

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2047

Tax Assessment & Valuation

Source: Barrow County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Barrow County
Municipality	Winder City
Unified School District	Barrow County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,972.00 (-14.23%)	$143,554 (+2.3%) Land $25,400 Building $118,154	$358,885 (+2.3%) Land $63,500 Building $295,385
2023	$4,631.00 (+30.16%)	$140,324 (+22.04%) Land $25,400 Building $114,924	$350,809 (+22.04%) Land $63,500 Building $287,309
2022	$3,558.00 Homeowner's exemption	$114,979 Land $20,000 Building $94,979	$287,448 Land $50,000 Building $237,448

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications.

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