401 Rutledge Dr, Lodi, CA 95242 Property Records

San Joaquin County property record for 401 Rutledge Dr, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1970
Lot Size	0.154 acres (6,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (May 2018)
Tax Bill	$4,024 (2026)
Deeds & Mortgages	Aug 2020 Mortgage May 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`029-070-190-000`

Property Details

APN / Parcel Number

Primary APN	`029-070-190-000`
Alternative APN	`029-070-19`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,696 sqft (0.154 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	029-070-19
Street Address	401 RUTLEDGE DR
City	LODI
State	CA
Zip	95242-2637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29
Legal Subdivision	WEST LAKE 01
Legal Block	1
Legal Lot Number	29
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1009
Census Tract	4206

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1247, WOODBRIDGE, CA 95258-1247
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
May 24, 2018	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Oct 24, 2017	Grant Deed, Transfer · Conventional Mortgage CONVENTUS LLC
Jul 10, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2018 · Amount on Record
Deed Sale	May 24, 2018 · Amount on Record
Prior Sale	Oct 24, 2017 · Amount on Record
Deed Document Number	201857509
Prior Transfer Date	Jun 16, 2004
Prior Transfer Doc	0000135469
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	401 RUTLEDGE DR, LODI, CA 95242-2637
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095115
Date	Aug 4, 2020
Instrument	2020-095115

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 24, 2018
Property Address	401 RUTLEDGE DR, LODI, CA 95242-2637
Document Number	0000057509
Map Reference	VOL 18 PG 4
Instrument Date	May 11, 2018
Instrument	2018-057509
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE CONCORD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	401 RUTLEDGE DR, LODI, CA 95242-2637

Mortgage

Document Number	0000057510
Date	May 24, 2018
Instrument	2018-057510

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Mortgage

Document Number	0000057511
Date	May 24, 2018
Instrument	2018-057511

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 24, 2017
Property Address	401 RUTLEDGE DR, LODI, CA 95242-2637
Document Number	0000124042
Instrument Date	Oct 20, 2017
Instrument	124042
Transaction Type	Transfer
Record Updated	Nov 22, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1696 RIVERWALK DR FREMONT CA 945363904, FREMONT, CA 94536-3904

Mortgage

Document Number	124043
Date	Oct 24, 2017
Instrument	124043

Lender

Name	CONVENTUS LLC
Address	111 POTRERO AVE, SAN FRANCISCO, CA 94103-4812

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 10, 2017
Property Address	401 RUTLEDGE DR, LODI, CA 95242-2637
Document Number	0000077694
Instrument Date	Jun 21, 2017
Instrument	77694
Transaction Type	Transfer
Record Updated	Jul 21, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,024.00 (+0.32%)
2025	$4,011.00 (+3.99%)	$369,790 (+4.04%) Land $113,781 Building $256,009
2023	$3,857.00 (+2.28%)	$355,432 Land $109,363 Building $246,069	$383,850
2022	$3,771.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Matrix Broadband, Verizon.

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