401 Russell St, Creston, IA 50801 Property Records

Union County property record for 401 Russell St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 884 sqft · built 1951
Lot Size	0.171 acres (7,437 sqft)
Owner	Individual Name on File
Last Sale	$119,000 (Apr 2022)
Tax Bill	$1,602 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0512104021`

Property Details

APN / Parcel Number

Primary APN	`0512104021`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
Basement Area	884 sqft
Finished Basement	300 sqft
Unfinished Basement	884 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,437 sqft (0.171 acres)
Lot Dimensions	85 ft deep x 175 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	100 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	401 RUSSELL ST
City	CRESTON
State	IA
Zip	50801-3013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W C SEC C LOT 201 (EX N 50 FT)
Legal Subdivision	WEST CRESTON SEC C
Legal Lot Number	201
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	2
Census Block	2013
Census Tract	190200

Owner

401 Russell St is owned and occupied by an individual who bought it in April 2022.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	401 RUSSELL ST, CRESTON, IA 50801-3013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage IOWA BANKERS MORTGAGE CORP
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage IOWA BANKERS MORTGAGE CORP
Apr 11, 2022	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP
May 3, 2021	Contract Sale, Transfer · Seller Carry-Back TRAVIS ADAIR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2022 · Amount on File
Deed Sale	Apr 11, 2022 · Amount on File
Prior Sale	Feb 7, 2022 · Amount on File
Deed Document Number	2022681
Deed Book / Page	1278 / 123
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	401 RUSSELL ST, CRESTON, IA 50801-3013
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001253/250
Date	Jun 15, 2021
Book Page	1253/250
Instrument	2021-00001321

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	401 RUSSELL ST, CRESTON, IA 50801-3013
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001264/214
Date	Oct 19, 2021
Book Page	1264/214
Instrument	2021-00002310

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Apr 11, 2022
Property Address	401 RUSSELL ST, CRESTON, IA 50801-3013
Document Number	001278/123
Book / Page	1278 / 123
Instrument Date	Apr 6, 2022
Instrument	2022-00000681
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 RUSSELL ST, CRESTON, IA 50801-3013

Mortgage

Document Number	001278/124
Date	Apr 11, 2022
Book Page	1278/124
Instrument	2022-00000682

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

May 2021: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	UNION IA
Recording Date	May 3, 2021
Property Address	401 RUSSELL ST, CRESTON, IA 50801-3013
Document Number	001249/211
Book / Page	1249 / 211
Instrument Date	May 3, 2021
Instrument	2021-00000926
Transaction Type	Transfer
Record Updated	Nov 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3247 150TH ST, CRESTON, IA 50801-8375

Mortgage

Document Number	001249/211
Date	May 3, 2021
Book Page	1249/211
Instrument	2021-00000926

Lender

Name	TRAVIS ADAIR
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 401 Russell St was $1,602 with a homeowner's exemption, down 1.1% from the year before.

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,960 (-) Land $16,170 Building $90,790	$106,960 (-) Land $16,170 Building $90,790
2025	$1,602.00 (-1.11%) Homeowner's exemption	$106,960 Land $16,170 Building $90,790	$106,960 Land $16,170 Building $90,790
2024	$1,620.00
2023		$99,710 Land $16,480 Building $83,230	$99,710 Land $16,480 Building $83,230
2022	$1,542.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Russell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Russell St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Lockridge Networks Fixed Wireless	100 / 20
Windstream DSL	100 / 20

May also be available: Nextlink, OmniTel-Interstate Cablevision, Verizon.

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