401 Rum Gully Cir, Murrells Inlet, SC 29576 Property Records

Horry County property record for 401 Rum Gully Cir, Murrells Inlet, SC 29576

Property Summary

Property Type	Single Family Home
Details	1 bd · 3 ba · 1,954 sqft · built 1986
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on File
Last Sale	$301,000 (Oct 2016)
Tax Bill	$3,253 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`469-12-02-0018`

Property Details

APN / Parcel Number

Primary APN	`469-12-02-0018`
Alternative APN	`1971710019`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,954 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,738 sqft (1.05 acres)
Garage Type	Attached
Garage Area	484 sqft
Porch	Patio
Deck Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	401 RUM GULLY CIR
City	MURRELLS INLET
State	SC
Zip	29576-7762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MT GILEAD LAKE; LT 6
Legal Subdivision	MT GILEAD LAKE
Legal Lot Number	6
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	2
Census Block	2040
Census Tract	51302

Owner

401 Rum Gully Cir is owned and occupied by an individual who acquired it in September 2021.

Source: Horry County records, as of February 6, 2026

Owner of Record	Individual Name on File
Mailing Address	401 RUM GULLY CIR, MURRELLS INLET, SC 29576-7762
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE
Sep 27, 2021	Warranty Deed, Transfer
Sep 9, 2020	Deed of Trust, Mortgage SOUTH ATLANTIC BK
Jun 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2016 · Amount on File
Deed Sale	Oct 28, 2016 · Amount on File
Prior Sale	Jul 6, 2015 · Amount on File
Deed Book / Page	3959 / 3010
Last Transfer Date	Sep 16, 2021
Transfer Doc	0044672125
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	401 RUM GULLY CIR, MURRELLS INLET, SC 29576-7762
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 RUM GULLY CIR, MURRELLS INLET, SC 29576-7762

Mortgage

Document Number	64530000002036
Date	Sep 27, 2021
Book Page	0000006453/0000002036

Lender

Name	GUILD MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Sep 27, 2021
Property Address	401 RUM GULLY CIR, MURRELLS INLET, SC 29576-7762
Document Number	44672125
Book / Page	4467 / 2125
Instrument Date	Sep 16, 2021
Transaction Type	Transfer
Record Updated	Nov 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 RUM GULLY CIR, MURRELLS INLET, SC 29576-7762

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	401 RUM GULLY CIR, MURRELLS INLET, SC 29576-7762
Document Number	6262/3354
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 RUM GULLY CIR MURRELLS INLET SC 295767762, MURRELLS INLET, SC 29576-7762

Mortgage

Document Number	6262/3354
Date	Sep 9, 2020
Book Page	006262/003354

Lender

Name	SOUTH ATLANTIC BK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	401 RUM GULLY CIR, MURRELLS INLET, SC 29576-7762
Document Number	6102/2887
Instrument Date	Jun 19, 2019
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 RUM GULLY CIR MURRELLS INLET SC 295767762, MURRELLS INLET, SC 29576-7762

Mortgage

Document Number	6102/2887
Date	Jun 24, 2019
Book Page	006102/002887

Lender

Name	SYNOVUS BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 401 Rum Gully Cir was $3,253.

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,253.00		$746,775 (-) Land $405,000 Building $341,775
2024	$3,253.00 (+14.1%)	$29,871 (+88.01%) Land $16,200 Building $13,671	$746,775 (+74.57%) Land $405,000 Building $341,775
2023	$2,851.00	$15,888 Land $7,059 Building $8,829	$427,790 Land $177,290 Building $250,500
2021	$1,931.00	$17,112 Land $7,092 Building $10,020	$427,790 Land $177,290 Building $250,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 Rum Gully Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 234 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	255 units insured incl. 21 condo units
Nearby Flood Claims	781 (1979–2023)
Claims Outside the SFHA	23 of 781
Most Recent Claim	Dec 2023 · tidal / storm surge
Claims by Event	Hurricane Ian, Oct 2022 · 65 claims Hurricane Matthew, Oct 2016 · 102 claims Hurricane Hugo, Sep 1989 · 308 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Rum Gully Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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