401 Ruby St, Clarendon Hills, IL 60514 Property Records

DuPage County property record for 401 Ruby St, Clarendon Hills, IL 60514

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,074 sqft · built 1996
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$532,500 (Jan 1996)
Tax Bill$21,923 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-10-405-018

Property Details

APN / Parcel Number

Primary APN09-10-405-018

Interior

Full Baths3 Baths
Stories2 Stories
Building Area3,074 sqft Living Area
Gross Area4,632 sqft
Basement Area1,558 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Construction TypeFrame
Lot Area10,019 sqft (0.23 acres)
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address401 RUBY ST
CityCLARENDON HILLS
StateIL
Zip60514-2709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionF B G CORPORATION RESUBDIVISION ALL
Legal SubdivisionF B G CORPORATION RESUBDIVISION
Legal BlockG
Legal Lot Number1
JurisdictionDU PAGE IL
Township / Civil DivisionDOWNERS GROVE
Census Block Group4
Census Block4014
Census Tract845100

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address401 RUBY ST, CLARENDON HILLS, IL 60514-2709
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 16, 1996 · Amount on Record
Deed SaleJan 16, 1996 · Amount on Record
Prior SaleJul 26, 1995 · Amount on Record
Deed Document Number19966903
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address401 RUBY ST, CLARENDON HILLS, IL 60514-2709
Transaction TypeMortgage
Record UpdatedMay 5, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000061482
DateApr 19, 2021
InstrumentR2021-061482
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionDowners Grove Township
MunicipalityClarendon Hills Village
Elementary School DistrictHinsdale Community Consolidated School District 181 (PK - 08)
Secondary School DistrictHinsdale Township High School District 86 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,923.00 (+2.83%) Homeowner's exemption$394,999 (+7.9%) Land $124,229 Building $270,770$1,184,997 (+7.9%) Land $372,687 Building $812,310
2024$21,319.00 (+12.22%)$366,078 (+13.09%) Land $115,133 Building $250,945$1,098,234 (+13.09%) Land $345,399 Building $752,835
2022$18,997.00 Homeowner's exemption$323,710 Land $103,160 Building $220,550$971,130 Land $309,480 Building $661,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1980–2013)
Claims Outside the SFHA2 of 5
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLARENDON HILLS
serves 8,702 people · EPA ID IL0430250
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionNov 2024
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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