401 Ross Grove Rd E, Shelby, NC 28150 Property Records

Cleveland County property record for 401 Ross Grove Rd E, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,117 sqft · built 1986
Lot Size	0.466 acres (20,315 sqft)
Owner	Individual Name on File
Last Sale	$31,500 (Feb 2019)
Tax Bill	$1,225 (2026)
Deeds & Mortgages	Mar 2019 Sale Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`26977`

Property Details

APN / Parcel Number

Primary APN	`26977`
Alternative APN	`1323770`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,117 sqft Finished Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1999
Exterior Material	Brick
Foundation Type	Footing
Lot Area	20,315 sqft (0.466 acres)
Lot Dimensions	239 ft deep x 85 ft wide
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	1 Parking Space
Storage Building	42 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	1323770
Street Address	401 ROSS GROVE RD E
City	SHELBY
State	NC
Zip	28150-3450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	LOT SR 1827
Legal Subdivision	PLNEHURST ACRES SUBDIVISION
Legal Block	1
Legal Lot Number	22
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2035
Census Tract	950800

Owner

401 Ross Grove Rd E is owned by an individual who bought it in February 2019.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1740 N LAFAYETTE ST, 1, SHELBY, NC 28150-2883
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Feb 19, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2019 · Amount on File
Deed Sale	Feb 19, 2019 · Amount on File
Deed Document Number	2019200023157
Deed Book / Page	1785 / 2150
Record Updated	Oct 29, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 14, 2019
Property Address	401 ROSS GROVE RD E, SHELBY, NC 28150-3450
Document Number	0017871687
Book / Page	001787 / 001687
Instrument Date	Mar 8, 2019
Instrument	24018
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$92.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1740 N LAFAYETTE ST #1 SHELBY NC 281502883, 1, SHELBY, NC 28150-2883

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Feb 19, 2019
Property Address	401 ROSS GROVE RD E, SHELBY, NC 28150-3450
Document Number	0017852150
Book / Page	001785 / 002150
Instrument Date	Feb 19, 2019
Instrument	23157
Transaction Type	Transfer
Record Updated	Mar 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$63.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4761 PHIFER CREST CT CHARLOTTE NC 282264541, CHARLOTTE, NC 28226-4541

Tax Assessment & Valuation

The 2026 property tax bill for 401 Ross Grove Rd E was $1,225, up 3.8% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,225.00 (+3.81%)	$118,663 (-) Land $7,684 Building $110,979	$118,663 (-) Land $7,684 Building $110,979
2025	$1,180.00	$118,663 Land $7,684 Building $110,979	$118,663 Land $7,684 Building $110,979
2023		$93,723 Land $6,915 Building $86,808	$93,723 Land $6,915 Building $86,808

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Ross Grove Rd E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Ross Grove Rd E is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Ripple Fiber.

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