Wayne County property record for 401 River Ln, Dearborn, MI 48124
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,420 sqft · built 1949 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $503,000 (Jan 2020) |
| Tax Bill | $19,766 (2025) |
| Deeds & Mortgages | Jul 2022 Second Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-09-212-17-001 |
| Primary APN | 82-09-212-17-001 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,420 sqft Living Area |
| 1st Floor Area | 2,395 sqft |
| Basement Area | 572 sqft |
| Unfinished Basement | 572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Dimensions | 149 ft deep x 152 ft wide |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 401 RIVER LN |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48124-1050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOTS 24 & 25 NOLLAR FARM SUB |
| Legal Subdivision | NOLLAR FARM |
| Legal Lot Number | 24-25 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 579900 |
Source: Wayne County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 401 RIVER LN, DEARBORN, MI 48124-1050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY CHOICE CU |
| Nov 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| Jan 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2020 · Amount on Record |
| Deed Sale | Jan 29, 2020 · Amount on Record |
| Deed Document Number | 202026793 |
| Deed Book / Page | 55553 / 412 |
| Prior Transfer Date | Sep 12, 2007 |
| Prior Transfer Doc | 0466830212 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 401 RIVER LN, DEARBORN, MI 48124-1050 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 401 RIVER LN, DEARBORN, MI 48124-1050 |
| Document Number | 0577410669 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 57741/669 |
| Instrument | 2022235719 |
| Name | COMMUNITY CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | FARMINGTON, MI 48334 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 15, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 401 RIVER LN, DEARBORN, MI 48124-1050 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Title Company | TITLE SENSE INC, TITLE ONE INC |
| Name | Verified Name |
|---|---|
| Address | 401 RIVER LN, DEARBORN, MI 48124-1050 |
| Document Number | 0571780612 |
|---|---|
| Date | Nov 5, 2021 |
| Book Page | 57178/612 |
| Instrument | 2021398082 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jan 29, 2020 |
| Property Address | 401 RIVER LN, DEARBORN, MI 48124-1050 |
| Document Number | 0555530412 |
| Book / Page | 055553 / 000412 |
| Instrument Date | Dec 27, 2019 |
| Instrument | 26793 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2020 |
| Title Company | TITLE ONE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,326.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7101 OAKMAN BLVD DEARBORN MI 481262503, DEARBORN, MI 48126-2503 |
| Document Number | 555530421 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 055553/000421 |
| Instrument | 26796 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 28, 2050 |
Source: Wayne County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,766.00 (+62.16%) Homeowner's exemption | $532,000 (+22.38%) | $1,064,000 (+22.38%) |
| 2023 | $434,700 | $869,400 | |
| 2019 | $12,189.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEARBORN serves 109,976 people · EPA ID MI0001730 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
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