Pine County property record for 401 River Bluff Ave, Sandstone, MN 55072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,808 sqft · built 1895 |
| Lot Size | 0.516 acres (22,477 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $148,000 (Apr 2008) |
| Tax Bill | $3,498 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45.5350.000 |
| Primary APN | 45.5350.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 1,808 sqft Living Area |
| Gross Area | 2,618 sqft |
| Basement Area | 1,094 sqft |
| Finished Basement | 1,094 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,477 sqft (0.516 acres) |
| Lot Dimensions | 150 ft deep x 15 ft wide |
| Garage Area | 780 sqft |
| Driveway | Driveway |
| Driveway Area | 100 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 256 sqft |
| Patio Area | 480 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Sauna | Sauna |
| Cooling System | Window A/C |
|---|---|
| Heating System | Baseboard |
| Street Address | 401 RIVER BLUFF AVE |
|---|---|
| City | SANDSTONE |
| State | MN |
| Zip | 55072-4701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-10 TWP-042 RANGE-020 TOWNSITE OF SANDSTONE QUARRIES LOTS 4 5 & 6 BLK 16 MICRO #471719-720 LOTS 4 5 & 6 BLK 16 MICRO |
| Legal Range | 020 |
| Legal Township | 042 |
| Legal Section | 10 |
| Legal Subdivision | TOWNSITE OF SANDSTONE QUARRIES |
| Legal Block | 16 |
| Legal Lot Number | 4-6 |
| Jurisdiction | PINE MN |
| Township / Civil Division | SANDSTONE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 950402 |
Source: Pine County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 401 RIVER BLUFF AVE, SANDSTONE, MN 55072-4701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Dec 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2008 · Amount on Record |
| Deed Sale | Apr 11, 2008 · Amount on Record |
| Prior Sale | Apr 11, 2008 · Amount on Record |
| Deed Document Number | 2008578 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINE MN |
| Property Address | 401 RIVER BLUFF AVE, SANDSTONE, MN 55072-4701 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 401 RIVER BLUFF AVE, SANDSTONE, MN 55072-4701 |
| Document Number | 000A592726 |
|---|---|
| Date | Mar 2, 2026 |
| Instrument | A592726 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINE MN |
| Property Address | 401 RIVER BLUFF AVE, SANDSTONE, MN 55072-4701 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000571657 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 571657 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINE MN |
| Property Address | 401 RIVER BLUFF AVE, SANDSTONE, MN 55072-4701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 550340 |
|---|---|
| Date | Dec 9, 2019 |
| Instrument | 550340 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 25, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINE MN |
| Property Address | 401 RIVER BLUFF AVE, SANDSTONE, MN 55072-4701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 550339 |
|---|---|
| Date | Dec 9, 2019 |
| Instrument | 550339 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2034 |
| Rate Type | Fixed Rate |
|---|
Source: Pine County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Pine County |
| Municipality | Sandstone City |
| Unified School District | East Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $243,000 (-3.72%) Land $16,800 Building $226,200 | $243,000 (-3.72%) Land $16,800 Building $226,200 | |
| 2025 | $3,498.00 (+6.97%) | ||
| 2023 | $3,270.00 Homeowner's exemption | $252,400 Land $29,000 Building $223,400 | $252,400 Land $29,000 Building $223,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 3, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Sandstone serves 1,425 people · EPA ID MN1580010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Copper | 1.9 mg/L (2019–2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Midco Cable | 250 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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