401 Rio Vista Dr, Laredo, TX 78041 Property Records

Webb County property record for 401 Rio Vista Dr, Laredo, TX 78041 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	1,600 sqft · built 1986
Lot Size	0.128 acres (5,580 sqft)
Owner	2 Individual Names on File
Tax Bill	$772 (2024)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`920-00001-060`

Property Details

APN / Parcel Number

Primary APN	`920-00001-060`
Alternative APN	`213887`

Interior

Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	1,650 sqft
1st Floor Area	1,600 sqft
Utility Area	50 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1986
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,580 sqft (0.128 acres)
Lot Dimensions	90 ft deep x 62 ft wide
Porch	Open Porch
Porch Area	607 sqft
Storage Building	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	213887
Old Parcel Number	92000001060
Street Address	401 RIO VISTA DR
City	LAREDO
State	TX
Zip	78041-4021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 1 RIVERSIDE TERRACE SUBD
Legal Subdivision	RIVERSIDE TERRACE
Legal Block	1
Legal Lot Number	60
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1003
Census Tract	1402

Owner

Source: Webb County records · APN 920-00001-060

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	401 RIO VISTA DR, LAREDO, TX 78041-4021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 08, 2008
Deed Sale	Nov 08, 2008
Deed Document Number	1028275
Record Updated	Jun 08, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	401 RIO VISTA DR, LAREDO, TX 78041-4021
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4723/255
Date	Jan 14, 2020
Book Page	4723/255
Instrument	1381920

Lender

Name	LAREDO FCU
Type	Credit Union
Address	LAREDO, TX 78041

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 01, 2030

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	Laredo Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$134,806 (+4.36%) Land $52,843 Building $81,963	$134,806 (+4.36%) Land $52,843 Building $81,963
2024	$772.00 (+11.88%)
2023		$129,171 Land $35,545 Building $93,626	$129,171 Land $35,545 Building $93,626
2022	$690.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790014021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force 2 of 3 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Texas
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.