401 Ridgecrest Rd, Georgetown, TX 78628 Property Records

Williamson County property record for 401 Ridgecrest Rd, Georgetown, TX 78628

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,400 sqft · built 1973
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on Record
Tax Bill	$6,509 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-20-8000-0000-0047`

Property Details

APN / Parcel Number

Primary APN	`R-20-8000-0000-0047`
Alternative APNs	`R044353` `102749`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,400 sqft Living Area
1st Floor Area	1,656 sqft
2nd Floor Area	744 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1984
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	38,333 sqft (0.88 acres)
Garage Area	357 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	196 sqft
Deck Area	220 sqft
Patio Area	224 sqft
Utility Building	80 sqft
Sports Court	Sports Court

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R044353
Street Address	401 RIDGECREST RD
City	GEORGETOWN
State	TX
Zip	78628-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKCREST ESTATES RIVERSIDE UNIT, BLOCK 2, LOT 34, ACRES 0.880
Legal Subdivision	OAKCREST ESTATES
Legal Block	2
Legal Lot Number	34
Jurisdiction	WILLIAMSON TX
Township / Civil Division	ROUND ROCK-GEORGETOWN
Census Block Group	1
Census Block	1003
Census Tract	20121

Owner

Source: Williamson County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	401 RIDGECREST RD, GEORGETOWN, TX 78628-3018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Sep 26, 2025	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 28, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2025
Deed Sale	Sep 26, 2025
Prior Sale	Mar 28, 2023
Deed Document Number	2025076074
Record Updated	Jun 7, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Property Address	401 RIDGECREST RD, GEORGETOWN, TX 78628-3018
Transaction Type	Mortgage
Record Updated	Oct 14, 2025
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028022
Date	Mar 1, 2021
Instrument	2021028022

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WILLIAMSON TX
Recording Date	Sep 26, 2025
Property Address	401 RIDGECREST RD, GEORGETOWN, TX 78628-3018
Document Number	0000076074
Map Reference	CAB B SL 154-158
Instrument Date	Sep 24, 2025
Instrument	2025076074
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	AUSTIN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 RIDGECREST RD, GEORGETOWN, TX 78628-3018

Mortgage

Document Number	0000076075
Date	Sep 26, 2025
Instrument	2025076075

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILLIAMSON TX
Recording Date	Mar 28, 2023
Property Address	401 RIDGECREST RD, GEORGETOWN, TX 78628-3018
Document Number	0000023763
Map Reference	CAB B SL 154
Instrument Date	Mar 6, 2023
Instrument	2023023763
Transaction Type	Transfer
Record Updated	Oct 14, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 RIDGECREST RD, GEORGETOWN, TX 78628-3018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 RIDGECREST RD, GEORGETOWN, TX 78628-3018

Mortgage

Document Number	0000023764
Date	Mar 28, 2023
Instrument	2023023764

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2053

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Georgetown City
County	Williamson County
Unified School District	Georgetown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,509.00 (+13.18%) Homeowner's exemption	$480,915 (-5.28%) Land $90,000 Building $390,915	$480,915 (-5.28%) Land $90,000 Building $390,915
2023	$5,751.00 (-8.31%) Homeowner's exemption	$507,704 Land $93,000 Building $414,704	$507,704 Land $93,000 Building $414,704
2022	$6,272.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 191,639 people · EPA ID TX2460001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
SOS Communications Fixed Wireless	100 / 20

May also be available: Western Broadband.

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