401 Reno Pl, Jacksonville, NC 28540 Property Records

Onslow County property record for 401 Reno Pl, Jacksonville, NC 28540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,566 sqft · built 2023
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Tax Bill	$1,470 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`318B-52`

Property Details

APN / Parcel Number

Primary APN	`318B-52`
Alternative APNs	`490008912` `433659000` `490027978` `173010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,566 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Lot Area	20,473 sqft (0.47 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	490027978
Street Address	401 RENO PL
City	JACKSONVILLE
State	NC
Zip	28540-5468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L8 S3 GATE STONE
Legal Subdivision	GATE STONE LLC
Legal Lot Number	8
Jurisdiction	ONSLOW NC
Township / Civil Division	STUMP SOUND
Census Block Group	1
Census Block	1008
Census Tract	305

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 RENO PL, JACKSONVILLE, NC 28540-5468
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 13, 2024	Warranty Deed, Transfer
Mar 13, 2024	Warranty Deed, Subdivision Related Transfer · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2026
Deed Sale	Jan 2, 2026
Prior Sale	Mar 13, 2024 · Amount on Record
Deed Book / Page	6503 / 620
Prior Transfer Date	Dec 22, 2025
Prior Transfer Doc	0065030620
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONSLOW NC
Recording Date	Jan 2, 2026
Property Address	401 RENO PL, JACKSONVILLE, NC 28540-5468
Document Number	0065030620
Book / Page	6503 / 620
Map Reference	MB 84 PG 53
Instrument Date	Dec 22, 2025
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	COAST TO COAST TITLE SERVICES INC, COAST TO COAST T&E SERVICESL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 RENO PL, JACKSONVILLE, NC 28540-5468

Mortgage

Document Number	0006503625
Date	Jan 2, 2026
Instrument	6503/625

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 13, 2024
Property Address	401 RENO PL, JACKSONVILLE, NC 28540
Document Number	0061140275
Book / Page	6114 / 275
Map Reference	MB 84 PG 53
Instrument Date	Mar 1, 2024
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1685, JACKSONVILLE, NC 28541-1685

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 HOLLY SHELTER RD, JACKSONVILLE, NC 28540-8418

March 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 13, 2024
Property Address	401 RENO PL, JACKSONVILLE, NC 28540
Document Number	0061140368
Book / Page	6114 / 368
Map Reference	MB 84 PG 53
Instrument Date	Mar 1, 2024
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 25, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	660 HOLLY SHELTER RD, JACKSONVILLE, NC 28540-8418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 RENO PLACE, JACKSONVILLE, NC 28540

Mortgage

Document Number	0006114371
Date	Mar 13, 2024
Instrument	6114-371

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,470.00	$321,895 (+43.43%) Land $35,000 Building $286,895	$321,895 (+43.43%) Land $35,000 Building $286,895
2025	$1,470.00	$224,431 Land $35,000 Building $189,431	$224,431 Land $35,000 Building $189,431

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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