401 Redding Rd, Apt 3, Lexington, KY 40517 Property Records

Lexington-Fayette Urban County property record for 401 Redding Rd, Apt 3, Lexington, KY 40517

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,134 sqft · built 1979
Owner	Individual Name on Record
Last Sale	$178,000 (Dec 2025)
Tax Bill	$2,242 (2026)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2024 Line of Credit + 3 more
APN	`10941852`

Property Details

APN / Parcel Number

Primary APN	`10941852`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Units	44 Units
Stories	2 Stories
Building Area	1,134 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Construction Type	Frame

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	401 REDDING RD, 3
City	LEXINGTON
State	KY
Zip	40517-2506
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-3
Legal Description	G-53 & 63 BENT TREE CONDOMINIUMS LOT; BOOK: 135 PAGE: 556
Legal Subdivision	BENT TREE CONDOMINIUMS
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE SOUTHEAST
Census Block Group	1
Census Block	1001
Census Tract	3503

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 REDDING RD, 3, LEXINGTON, KY 40517-2506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2019	Deed of Trust, Mortgage COMMONWEALTH CR UN
Oct 31, 2024	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK OF WEST VIRGINIA
Dec 12, 2025	Deed, Transfer · VA Mortgage GUARDIAN SAVINGS BANK
Apr 19, 2022	Condominium Deed, Transfer BANK OF THE BLUEGRASS & TRUST COMPA
Sep 9, 2021	Condominium Deed, Transfer FIFTH THIRD BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Prior Sale	Apr 19, 2022 · Amount on Record
Deed Document Number	20251212141
Deed Book / Page	153 / 313
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	401 REDDING RD APT 3, 3, LEXINGTON, KY 40517-2506
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000245/473
Date	Oct 14, 2019
Book Page	0245/473

Lender

Name	COMMONWEALTH CR UN

Agreement

Amount	Amount Recorded

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	401 REDDING RD APT 3, 3, LEXINGTON, KY 40517-2506
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 REDDING RD 3, 3, LEXINGTON, KY 40517-2506

Mortgage

Document Number	0TB296/613
Date	Oct 31, 2024
Book Page	TB 296/613
Instrument	202410310153

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	LEXINGTON, KY 40517

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Aug 20, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Dec 12, 2025
Property Address	401 REDDING RD APT 3, 3, LEXINGTON, KY 40517-2506
Document Number	0UB153/313
Book / Page	UB 153 / 313
Map Reference	MB 1187 PG 726
Instrument Date	Dec 3, 2025
Instrument	202512120141
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	UNKNOWN, LAND GROUP TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$178.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	421 STONEHEDGE PL, LEXINGTON, KY 40517-4316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 REDDING RD APT 3, 3, LEXINGTON, KY 40517-2506

Mortgage

Document Number	0000TB3051
Date	Dec 12, 2025
Instrument	TB 305/1

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

April 2022: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	FAYETTE KY
Recording Date	Apr 19, 2022
Property Address	401 REDDING RD APT 3, 3, LEXINGTON, KY 40517-2506
Document Number	000139/258
Book / Page	0139 / 258
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000276690
Date	Apr 19, 2022
Instrument	276/690

Lender

Name	BANK OF THE BLUEGRASS & TRUST COMPA

Agreement

Amount	Amount Recorded

September 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	FAYETTE KY
Recording Date	Sep 9, 2021
Property Address	401 REDDING RD APT 3, 3, LEXINGTON, KY 40517-2506
Document Number	000135/556
Book / Page	0135 / 556
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000269391
Date	Sep 9, 2021
Instrument	269/391

Lender

Name	FIFTH THIRD BK

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,242.00 (+34.33%)	$178,000 (+31.85%)	$178,000 (+31.85%)
2025	$1,669.00	$135,000 (-)	$135,000 (-)
2023	$1,669.00	$135,000	$135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: AT&T, T-Mobile, Verizon.

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