401 Red Deer Rd, Chipley, FL 32428 Property Records

Washington County property record for 401 Red Deer Rd, Chipley, FL 32428

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,456 sqft · built 2020
Lot Size	5.84 acres (254,390 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Aug 2025)
Tax Bill	$2,506 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`000000040194`

Property Details

APN / Parcel Number

Primary APN	`000000040194`
Alternative APN	`00040194`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,456 sqft Heated Area
Gross Area	1,872 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	254,390 sqft (5.84 acres)
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000000040194
Street Address	401 RED DEER RD
City	CHIPLEY
State	FL
Zip	32428-4753
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	LOT 4 BLK 26 BUCKHORN CRK REC PLAT 5.84 AC, ORB 1346 P 144.
Legal Range	12W
Legal Township	02N
Legal Section	08
Legal Subdivision	BUCKHORN CRK
Legal Block	26
Legal Lot Number	4
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2142
Census Tract	970303

Owner

401 Red Deer Rd, a residential property, is owned and occupied by an individual who bought it in August 2025.

Source: Washington County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	401 RED DEER RD, CHIPLEY, FL 32428-4753
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 7, 2022	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Mar 22, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jul 8, 2020	Warranty Deed, Transfer · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Dec 15, 2017	Warranty Deed, Transfer FLORIDA LAND TITLE AND TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2025 · Amount on File
Deed Sale	Aug 26, 2025 · Amount on File
Prior Sale	May 31, 2024 · Amount on File
Deed Document Number	202567006055
Deed Book / Page	1346 / 144
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 9, 2022
Property Address	401 RED DEER RD, CHIPLEY, FL 32428-4753
Document Number	0067007624
Book / Page	1253 / 35
Map Reference	MB 3 PG 168
Instrument Date	Sep 6, 2022
Instrument	202267007624
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 JOHNSON BAYOU DR, 131, PANAMA CITY BEACH, FL 32407-2546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 RED DEER RD, CHIPLEY, FL 32428-4753

Mortgage

Document Number	0000000037
Date	Sep 9, 2022
Instrument	1253/37

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	401 RED DEER RD, CHIPLEY, FL 32428-4753
Transaction Type	Mortgage
Record Updated	Apr 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 RED DEER RD, CHIPLEY, FL 32428-4753

Mortgage

Document Number	0067001189
Date	Feb 7, 2022
Book Page	1231/897
Instrument	202267001189

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	401 RED DEER RD, CHIPLEY, FL 32428-4753
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 RED DEER RD, CHIPLEY, FL 32428-4753

Mortgage

Document Number	0067002040
Date	Mar 22, 2021
Book Page	1201/422
Instrument	202167002040

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jul 8, 2020
Property Address	401 RED DEER RD, CHIPLEY, FL 32428-4753
Document Number	0067004450
Book / Page	1180 / 341
Map Reference	MB 3 PG 168
Instrument Date	Jun 29, 2020
Instrument	202067004450
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 RED DEER RD, 415, CHIPLEY, FL 32428-4753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 JOHNSON BAYOU DR, PANAMA CITY BEACH, FL 32407-2546

Mortgage

Document Number	0067004451
Date	Jul 8, 2020
Book Page	1180/343
Instrument	202067004451

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Dec 15, 2017
Property Address	401 RED DEER RD, CHIPLEY, FL 32428-4753
Document Number	0067008541
Book / Page	001106 / 000138
Instrument Date	Dec 7, 2017
Instrument	67008541
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY

Transaction

Amount	Amount on Record
Tax	$89.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	415 RED DEER RD CHIPLEY FL 324284753, CHIPLEY, FL 32428-4753

Tax Assessment & Valuation

The 2025 property tax bill for 401 Red Deer Rd was $2,506, up 89.6% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,506.00 (+89.56%)	$180,979 (+30.18%) Land $32,120 Building $148,859	$180,979 (+6.96%) Land $32,120 Building $148,859
2024	$1,322.00 (+2.64%) Homeowner's exemption	$139,021 (+3%)	$169,197 (+25.36%) Land $23,360 Building $145,837
2023	$1,288.00 (+86.13%) Homeowner's exemption	$134,972 (+40.79%) Land $15,184 Building $119,788	$134,972 (+21.64%) Land $15,184 Building $119,788
2022	$692.00 Homeowner's exemption	$95,867	$110,960 Land $11,680 Building $99,280

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 401 Red Deer Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1990–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Red Deer Rd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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