401 Red Barn Trl, Matthews, NC 28104 Property Records

Union County property record for 401 Red Barn Trl, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 992 sqft · built 1986
Lot Size	6.8 acres (296,382 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (May 2023)
Tax Bill	$5,083 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`07-141-045`

Property Details

APN / Parcel Number

Primary APN	`07-141-045`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	992 sqft Living Area
Gross Area	1,952 sqft
1st Floor Area	992 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	296,382 sqft (6.8 acres)
Porch	Slab
Porch Area	688 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	401 RED BARN TRL
City	MATTHEWS
State	NC
Zip	28104-5446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1 INDIA
Legal Description	#4 & #5 RED BARN TRAIL 7511-472
Legal Subdivision	MAP OF RED BARN TRAIL
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2002
Census Tract	20315

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 RED BARN TRL, MATTHEWS, NC 28104-5446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Warranty Deed, Transfer · Conventional Mortgage TD BANK NA
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 7, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2023 · Amount on Record
Deed Sale	May 19, 2023 · Amount on Record
Prior Sale	Nov 7, 2019 · Amount on Record
Deed Document Number	202311914
Deed Book / Page	8711 / 717
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 19, 2023
Property Address	401 RED BARN TRL, MATTHEWS, NC 28104-5446
Document Number	0008711717
Book / Page	8711 / 717
Instrument Date	May 19, 2023
Instrument	11914
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	HARBOR CITY TITLE INSURANCE AGENCY INC, HARBOR CITY TTL INS AGCY OF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 RED BARN TRL, MATTHEWS, NC 28104-5446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 RED BARN TRL, MATTHEWS, NC 28104-5446

Mortgage

Document Number	0000011915
Date	May 19, 2023
Instrument	11915

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jun 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.1%
Index	Other
Margin	3
Max Rate	10.1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	401 RED BARN TRL, MATTHEWS, NC 28104-5446
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7991672
Date	Feb 17, 2021
Book Page	7991/672
Instrument	7238

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 7, 2019
Property Address	401 RED BARN TRL, MATTHEWS, NC 28104-5446
Document Number	0007511472
Book / Page	7511 / 472
Instrument Date	Nov 7, 2019
Instrument	0034708
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	HARBOR CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 PINE LAKE DR, 117, MONROE, NC 28110-8151

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 RED BARN TRL, MATTHEWS, NC 28104-5446

Mortgage

Document Number	0000034709
Date	Nov 7, 2019
Instrument	0034709

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$771,500 (-) Land $535,200 Building $236,300	$771,500 (-) Land $535,200 Building $236,300
2025	$5,083.00 (+55.97%)	$771,500 (+98.13%) Land $535,200 Building $236,300	$771,500 (+98.13%) Land $535,200 Building $236,300
2023	$3,259.00	$389,400 Land $145,000 Building $244,400	$389,400 Land $145,000 Building $244,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, T-Mobile, Verizon, Windstream.

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