401 Ramsay Rd, Birmingham, AL 35242 Property Records

Shelby County property record for 401 Ramsay Rd, Birmingham, AL 35242

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 5,233 sqft · built 2002
Lot Size0.756 acres (32,931 sqft)
OwnerIndividual Name on Record
Last Sale$38,843 (Jan 2015)
Tax Bill$6,669 (2026)
Flood ZoneZone X (minimal risk)
APN035221002018000

Property Details

APN / Parcel Number

Primary APN035221002018000

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area5,233 sqft Heated Area
1st Floor Area2,695 sqft
Upper Floors Area1,508 sqft
Basement Area1,212 sqft
Finished Basement1,471 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area32,931 sqft (0.756 acres)
Lot Dimensions186 ft deep x 154 ft wide
Garage TypeAttached
Garage Area842 sqft
Parking Spaces3 Parking Spaces
PorchPatio

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address401 RAMSAY RD
CityBIRMINGHAM
StateAL
Zip35242-6045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC/TWNSHP/RAN 22 18S 01W NBRHD: 13 GREYSTONE LEGACY R-2
Legal Range01W
Legal Township18S
Legal Section22
Legal SubdivisionGREYSTONE LEGACY 2ND SECTOR
Legal Lot Number218
JurisdictionSHELBY AL
Township / Civil DivisionCHELSEA
Census Block Group2
Census Block2000
Census Tract30220

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address401 RAMSAY RD, BIRMINGHAM, AL 35242-6045
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2015 · Amount on Record
Deed SaleJan 9, 2015 · Amount on Record
Prior SaleMar 8, 2012 · Amount on Record
Deed Document Number201510230
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyShelby County
MunicipalityHoover City
Unified School DistrictHoover City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,669.00 (+4.6%) Homeowner's exemption
2025$6,376.00 (-1.16%)$95,880 (-1.64%)$958,790 (-1.64%) Land $150,000 Building $808,790
2023$6,451.00 Homeowner's exemption$97,480$974,730 Land $150,000 Building $824,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 48% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL ALABAMA WATER
serves 653,322 people · EPA ID AL0000738
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ramsay Rd

Nearby Streets

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