401 Providence Dr, Prosper, TX 75078 Property Records

Denton County property record for 401 Providence Dr, Prosper, TX 75078

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,608 sqft · built 2019
Lot Size0.282 acres (12,284 sqft)
Owner2 Individual Names on Record
Last Sale$708,500 (Dec 2019)
Tax Bill$18,832 (2025)
Deeds & MortgagesOct 2026 Line of Credit
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR741450

Property Details

APN / Parcel Number

Primary APNR741450
Alternative APNs
  • SB0049A-000000O-0000-0003-0000
  • 1044875

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories2 Stories
Building Area4,608 sqft Living Area
Gross Area5,349 sqft
1st Floor Area2,686 sqft
2nd Floor Area1,922 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area12,284 sqft (0.282 acres)
Garage TypeAttached
Garage Area742 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area1 sqft
PorchOpen Porch
Porch Area403 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address401 PROVIDENCE DR
CityPROSPER
StateTX
Zip75078-8008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDSONG RANCH PHASE 4D BLK O LOT 3
Legal SubdivisionWINDSONG RANCH PHASE 4D
Legal BlockO
Legal Lot Number3
JurisdictionDENTON TX
Township / Civil DivisionPILOT POINT-AUBREY
Census Block Group5
Census Block5013
Census Tract20128

Owner

Source: Denton County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address401 PROVIDENCE DR, PROSPER, TX 75078-8008
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2026Deed of Trust, Mortgage · Line of Credit
RLM MORTGAGE LLC
Jan 4, 2022Deed of Trust, Mortgage · Conventional Mortgage
RLM MORTGAGE LLC
Dec 9, 2019Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
FIRST EQUITY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2019 · Amount on Record
Deed SaleDec 9, 2019 · Amount on Record
Deed Document Number2019155991
Prior Transfer DateDec 5, 2019
Prior Transfer Doc0000155991
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENTON TX
Recording DateOct 15, 2026
Property Address401 PROVIDENCE DR, PROSPER, TX 75078-8008
Document Number0000120099
Instrument DateOct 5, 2026
Instrument2026120099
Transaction TypeMortgage
Record UpdatedOct 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 PROVIDENCE DR, PROSPER, TX 75078-8008

Mortgage

Document Number0000120099,
DateOct 15, 2026
Instrument2026120099
Lender
NameRLM MORTGAGE LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 1, 2056
Interest
Max Rate-1%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENTON TX
Property Address401 PROVIDENCE DR, PROSPER, TX 75078-8008
Transaction TypeMortgage
Record UpdatedMar 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001686
DateJan 4, 2022
Instrument2022-001686
Lender
NameRLM MORTGAGE LLC
TypeMortgage Company
AddressMCKINNEY, TX 75070
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

December 2019: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionDENTON TX
Recording DateDec 9, 2019
Property Address401 PROVIDENCE DR, PROSPER, TX 75078-8008
Document Number0000155991
Map ReferenceDOC 2018-353
Instrument DateDec 5, 2019
Instrument2019-155991
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 11, 2021
Title CompanyALAMO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8225 N STATE HWY 161 #150150, 8225, IRVING, TX 75038

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 PROVIDENCE DR, PROSPER, TX 75078-8008

Mortgage

Document Number0000155992
DateDec 9, 2019
Instrument2019-155992
Lender
NameFIRST EQUITY MORTGAGE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

TypeName
StateTexas
CountyDenton County
MunicipalityProsper Town
Unified School DistrictProsper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,093,591 (-6.46%) Land $231,244 Building $862,347$1,093,591 (-6.46%) Land $231,244 Building $862,347
2025$18,832.00 (+16.55%)
2023$16,158.00 (-6.41%) Homeowner's exemption$1,169,087 Land $268,243 Building $900,844$1,169,087 Land $268,243 Building $900,844
2022$17,265.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PROSPER
serves 42,598 people · EPA ID TX0430009
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Optimum
Fiber · Cable
940 / 940
Verizon
Fixed Wireless
300 / 20
Nextlink
Fixed Wireless
200 / 50
T-Mobile
Fixed Wireless
100 / 20

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