401 Prospect St, Front Royal, VA 22630 Property Records

Warren County property record for 401 Prospect St, Front Royal, VA 22630 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,166 sqft · built 1950
Lot Size0.129 acres (5,619 sqft)
OwnerIndividual Name on File
Last Sale$143,000 (Oct 2006)
Tax Bill$1,214 (2026)
Deeds & MortgagesJul 2021 Mortgage
Jun 2016 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN20A813-3

Property Details

APN / Parcel Number

Primary APN20A813-3
Alternative APN
  • 30788

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,166 sqft Living Area
Gross Area1,978 sqft
1st Floor Area664 sqft
FlooringSoftwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1963
Exterior MaterialStucco
Roof TypeGable
Roof MaterialMetal
Lot Area5,619 sqft (0.129 acres)
TerrainRolling
PorchSlab
Porch Area108 sqft
Patio Area40 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemSpace Heater
Heating FuelWood
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number30788
Street Address401 PROSPECT ST
CityFRONT ROYAL
StateVA
Zip22630-3083
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 3 PROSPECT ST CORRON SUB BDY ADJ L 1,2,3 LR99-6164 PLAT LR06-10557
Legal SubdivisionCORRON SUB
Legal Lot Number3-2
JurisdictionWARREN VA
Township / Civil DivisionSOUTH RIVER
Census Block Group4
Census Block4008
Census Tract20500

Owner

Source: Warren County records · APN 20A813-3

Assessment roll updated April 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address401 PROSPECT ST, FRONT ROYAL, VA 22630-3083
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2021Deed of Trust, Mortgage · FHA Mortgage
CENLAR FSB
Jun 07, 2016Deed of Trust, Mortgage · FHA Mortgage
PEOPLES BANK
Jan 26, 2009Deed of Trust, Mortgage · FHA Mortgage
TAYLOR BEAN & WHITAKER MORTGAGE CORP
Oct 05, 2006Deed, Transfer · Conventional Mortgage
AMERICAN HOME MORTGAGE CORP
Sep 29, 2005Deed in Lieu of Foreclosure, Foreclosure · Conventional Mortgage
FIRST BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 05, 2006 · Amount on Record
Deed SaleOct 05, 2006 · Amount on Record
Prior SaleSep 29, 2005 · Amount on Record
Deed Document Number200610557
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN VA
Property Address401 PROSPECT ST, FRONT ROYAL, VA 22630-3083
Transaction TypeMortgage
Record UpdatedApr 03, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 PROSPECT ST, FRONT ROYAL, VA 22630-3083

Mortgage

Document Number0210006691
DateJul 30, 2021
Instrument210006691
Lender
NameCENLAR FSB
TypeBank
AddressTRENTON, NJ 08618
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term299 Months
DueJun 01, 2046

June 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN VA
Property Address401 PROSPECT ST, FRONT ROYAL, VA 22630-3083
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0160002722
DateJun 07, 2016
Instrument160002722
Lender
NamePEOPLES BANK
TypeBank
AddressOVERLAND PARK, KS 66213
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2046

January 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN VA
Property Address401 PROSPECT ST, FRONT ROYAL, VA 22630-3083
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0090000487
DateJan 26, 2009
Instrument090000487
Lender
NameTAYLOR BEAN & WHITAKER MORTGAGE CORP
TypeMortgage Company
AddressOCALA, FL 34475
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2039

October 2006: Deed, Transfer

Document TypeDeed
JurisdictionWARREN VA
Recording DateOct 05, 2006
Property Address401 PROSPECT ST, FRONT ROYAL, VA 22630-3083
Document Number060010557
Instrument DateOct 04, 2006
Instrument060010557
Transaction TypeTransfer
Record UpdatedJul 12, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$143.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 5853, SPRINGFIELD, VA 22150-5853

Mortgage

Document Number060010558
DateOct 05, 2006
Instrument060010558
Lender
NameAMERICAN HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2036
Interest
Rate7.5%

Mortgage

Document Number0060010559
DateOct 05, 2006
Instrument060010559
Lender
NameAMERICAN HOME MORTGAGE CORP
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueOct 01, 2021

September 2005: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionWARREN VA
Recording DateSep 29, 2005
Property Address401 PROSPECT ST, FRONT ROYAL, VA 22630-3083
Document Number0050012170
Map ReferenceDOC 990006164
Instrument DateSep 14, 2005
Instrument050012170
Transaction TypeForeclosure
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$103.50
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 JAMESTOWN RD, FRONT ROYAL, VA 22630-3710
InvestorPossibly a Property Investor

Mortgage

Document Number0050012171
DateSep 29, 2005
Instrument050012171
Lender
NameFIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueSep 28, 2008
Interest
Rate6.87%

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated April 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyWarren County
MunicipalityFront Royal Town
Unified School DistrictWarren County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,214.00 (+18.9%)$213,300 (-) Land $47,800 Building $165,500
2025$1,021.00 (+44.01%)$213,300 (+47.41%) Land $47,800 Building $165,500$213,300 (+47.41%) Land $47,800 Building $165,500
2024$709.00$144,700 (-) Land $40,300 Building $104,400$144,700 (-) Land $40,300 Building $104,400
2023$144,700 Land $40,300 Building $104,400$144,700 Land $40,300 Building $104,400
2022$709.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Warren County (51187C), updated June 3, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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