401 Prospect Ave, Lima, OH 45804 Property Records

Allen County property record for 401 Prospect Ave, Lima, OH 45804 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1 Baths
Year Built	Built 1976
Square Footage	1,836 sqft Living Area
Lot Size	9,017 sqft (0.207 acres)
Occupancy	Owner Occupied
Last Sale	$47,000 (2007)
Tax Bill	$238.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`37-3109-12-005.000`
Alternative APN	`M3837310912005000`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Total Rooms	8 Rooms
Building Area	1,836 sqft Living Area
Gross Area	3,340 sqft Gross Area
1st Floor	1,148 sqft 1st Floor
Upper Floors	688 sqft Upper Floors
Basement Area	448 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1976
Architectural Style	Conventional Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	9,017 sqft (0.207 acres)
Depth X Width	150 ft x 60 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	576 sqft Garage
Porch Area	592 sqft Porch

Utilities and HVAC

Cooling System	None Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Storm Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	401 PROSPECT AVE
City	LIMA
State	OH
Zip	45804-1453
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DR T K JACOBS JR 8TH ADDITION LOT 5201 FF 60.00
Legal Subdivision	DR T K JACOBS JR 8TH ADDITION
Legal Lot Number	5201
Jurisdiction	ALLEN OH
Minor Civil Division	LIMA
Census Blockgroup	1
Census Block	1006
Census Tract	12700

Owner

Source: Allen County records · APN 37-3109-12-005.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	401 PROSPECT AVE, LIMA, OH 45804-1453
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 09, 2007 · Amount on Record
Deed Sale	Feb 09, 2007 · Amount on Record
Prior Sale	Apr 27, 1992 · Amount on Record
Deed Doc Number	20071875
Deed Book / Page	2007 / 1875
Record Refreshed	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	401 PROSPECT AVE, LIMA, OH 45804-1453
Document Number	0000011469
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	401 PROSPECT AVE LIMA OH 458041453, LIMA, OH 45804-1453

Mortgage

Document Number	0000011469
Date	Oct 10, 2018
Instrument	11469

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 09, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$238.00 (-4.03%)	$15,090 (-) Land $1,470 Building $13,620	$43,100 (-) Land $4,200 Building $38,900
2024	$248.00 (-7.81%) Homeowner's exemption	$15,090 (+5.16%) Land $1,470 Building $13,620	$43,100 (+5.12%) Land $4,200 Building $38,900
2023	$269.00 (-5.61%) Homeowner's exemption	$14,350 (-) Land $1,400 Building $12,950
2022	$285.00 Homeowner's exemption	$14,350 Land $1,400 Building $12,950
2021			$41,000 Land $4,000 Building $37,000

Flood & Wildfire

401 Prospect Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Allen County (39003C), updated June 20, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.