Richland County property record for 401 Preakness Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 4,483 sqft · built 2014 |
| Lot Size | 0.32 acres (13,959 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $294,000 (Mar 2017) |
| Tax Bill | $399 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25910-08-05 |
| Primary APN | 25910-08-05 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,483 sqft Heated Area |
| Gross Area | 5,457 sqft |
| 1st Floor Area | 1,917 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,959 sqft (0.32 acres) |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 330 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02017819 |
|---|---|
| Street Address | 401 PREAKNESS LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-7129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | LOT 574 36.8X145.7X159.3X169.4 #SU FOREST CREEK PH 15 #PR RB1802-1830 RB1316-3340 |
| Legal Subdivision | FOREST CREEK |
| Legal Lot Number | 36,574 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11425 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 401 PREAKNESS LN, ELGIN, SC 29045-7129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2023 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Dec 9, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Mar 29, 2017 | Grant Deed, Transfer · VA Mortgage AMERIS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2017 · Amount on Record |
| Deed Sale | Mar 29, 2017 · Amount on Record |
| Prior Sale | Oct 31, 2016 · Amount on Record |
| Deed Document Number | 201721983 |
| Deed Book / Page | 2198 / 719 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 401 PREAKNESS LN, ELGIN, SC 29045-7129 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 401 PREAKNESS LN, ELGIN, SC 29045-7129 |
| Document Number | 0028662873 |
|---|---|
| Date | Sep 19, 2023 |
| Book Page | 2866/2873 |
| Instrument | 2023040670 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 401 PREAKNESS LN, ELGIN, SC 29045-7129 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0026953029 |
|---|---|
| Date | Dec 9, 2021 |
| Book Page | 2695/3029 |
| Instrument | 2021081657 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Mar 29, 2017 |
| Property Address | 401 PREAKNESS LN, ELGIN, SC 29045-7129 |
| Document Number | 2198/0719 |
| Book / Page | 002198 / 000719 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 21983 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,087.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 132 PEACEFUL LN COLUMBIA SC 292238258, COLUMBIA, SC 29223-8258 |
| Document Number | 2198/0723 |
|---|---|
| Date | Mar 29, 2017 |
| Book Page | 002198/000723 |
| Instrument | 21984 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2047 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $399.00 (+8.42%) | $432,900 (+28.76%) Land $53,000 Building $379,900 | |
| 2023 | $368.00 (+13.93%) | ||
| 2021 | $323.00 | $13,448 Land $1,920 Building $11,528 | $336,200 Land $48,000 Building $288,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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