401 Pratt St, Crown Point, IN 46307 Property Records

Lake County property record for 401 Pratt St, Crown Point, IN 46307

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,461 sqft · built 1929
Lot Size0.333 acres (14,549 sqft)
OwnerIndividual Name on Record
Tax Bill$1,981 (2024)
Deeds & MortgagesApr 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN003-23-09-0316-0005

Property Details

APN / Parcel Number

Primary APN003-23-09-0316-0005
Alternative APNs
  • 45-16-05-352-017.000-042
  • 230903160005

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,461 sqft Living Area
AtticAttic
Attic Area910 sqft
Basement Area910 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1970
Construction TypeMetal Frame
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area14,549 sqft (0.333 acres)
Lot Dimensions150 ft deep x 97 ft wide
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number003-23-09-0316-0005
Old Parcel Number230903160005
Street Address401 PRATT ST
CityCROWN POINT
StateIN
Zip46307-3022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE.150FT. OF S.97FT. OF NW.SW.SW S.5 T.34 R.8 .334A.
Legal Range08
Legal Township34
Legal Section05
Legal Lot Number1
JurisdictionLAKE IN
Township / Civil DivisionCENTER
Census Block Group1
Census Block1002
Census Tract43001

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address401 PRATT ST, CROWN POINT, IN 46307-3022
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 23, 2007
Deed SaleJan 23, 2007
Deed Document Number2007 006366
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address401 PRATT ST, CROWN POINT, IN 46307-3022
Transaction TypeMortgage
Record UpdatedApr 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 PRATT ST, CROWN POINT, IN 46307-3022

Mortgage

Document Number0000010477
DateApr 4, 2024
Instrument2024-510477
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMar 25, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCenter Township
MunicipalityCrown Point City
Unified School DistrictCrown Point Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$220,000 (+17.77%) Land $47,600 Building $172,400$220,000 (+17.77%) Land $47,600 Building $172,400
2024$1,981.00 (+0.46%)
2023$186,800 (+4.07%) Land $47,600 Building $139,200$186,800 (+4.07%) Land $47,600 Building $139,200
2022$1,972.00$179,500 Land $47,600 Building $131,900$179,500 Land $47,600 Building $131,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims15 (1990–2012)
Claims Outside the SFHA8 of 15
Most Recent ClaimMay 2012 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCROWN POINT WATER WORKS
serves 30,000 people · EPA ID IN5245008
Water SourcePurchased surface water from INDIANA AMERICAN WATER - NORTHWEST
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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