401 Powers Rd, King Ferry, NY 13081 Property Records

Cayuga County and Genoa Town property record for 401 Powers Rd, King Ferry, NY 13081

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,520 sqft · built 1949
Lot Size	0.215 acres (9,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Nov 2002)
Tax Bill	$10,120 (2026)
Deeds & Mortgages	Mar 2024 Refinance Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`053000 236.03-2-2`

Property Details

APN / Parcel Number

Primary APN	`053000 236.03-2-2`
Alternative APNs	`300023600300020020000000` `06050030`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,520 sqft Living Area
1st Floor Area	1,120 sqft
2nd Floor Area	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Raised
Lot Area	9,375 sqft (0.215 acres)
Lot Dimensions	250 ft deep x 37.5 ft wide
View / Lot	Waterfront
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	200 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	06050030
Street Address	401 POWERS RD
City	KING FERRY
State	NY
Zip	13081-9723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SM V-54,SM2002-276 37.5'LAKE FRONT
Legal Block	2
Legal Lot Number	2.000
Jurisdiction	CAYUGA NY
Township / Civil Division	GENOA
Census Block Group	3
Census Block	3006
Census Tract	41001

Owner

Source: Cayuga County and Genoa Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 POWERS RD, KING FERRY, NY 13081-9723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Sep 30, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance ELMIRA SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2002 · Amount on Record
Deed Sale	Nov 8, 2002 · Amount on Record
Deed Book / Page	1115 / 134
Last Transfer Date	Sep 22, 2020
Transfer Doc	003930/329
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	401 POWERS RD, KING FERRY, NY 13081-9723
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004460/187
Date	Mar 19, 2024
Book Page	4460/187
Instrument	2024-227728

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2044

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAYUGA NY
Recording Date	Sep 30, 2020
Property Address	401 POWERS RD, KING FERRY, NY 13081-9723
Document Number	003930/329
Book / Page	3930 / 329
Instrument Date	Sep 22, 2020
Instrument	2020-198376
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	401 POWERS RD, KING FERRY, NY 13081-9723

Mortgage

Document Number	0039300332
Date	Sep 30, 2020
Book Page	3930/332
Instrument	2020-198377

Lender

Name	ELMIRA SAVINGS BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Cayuga County and Genoa Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Genoa Town
Unified School District	Southern Cayuga Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,120.00 (+6.31%) Homeowner's exemption
2025	$9,519.00 (+6.56%) Homeowner's exemption	$450,000 (-) Land $122,500 Building $327,500	$600,000 (+17.33%) Land $163,333 Building $436,667
2024	$8,933.00 (+254.91%)
2023		$450,000 Land $122,500 Building $327,500	$511,364 Land $139,205 Building $372,159
2020	$2,517.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CBN Fixed Wireless · not low latency	100 / 100

May also be available: T-Mobile.

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