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401 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 401 Pointe Tremble Rd, Algonac, MI 48001 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,681 sqft
Lot Size0.66 acres (28,750 sqft)
Owner2 Individual Names on File
Last Sale$360,000 (Jul 2026)
Tax Bill$3,165 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Jul 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN74-01-143-0015-000

Property Details

APN / Parcel Number

Primary APN74-01-143-0015-000

Interior

Full Baths2 Baths
Building Area1,681 sqft Living Area
1st Floor Area929 sqft
Basement Area1,602 sqft

Exterior

Lot Area28,750 sqft (0.66 acres)
Lot Dimensions866 ft deep x 33 ft wide
Garage Area1,440 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address401 POINTE TREMBLE RD
CityALGONAC
StateMI
Zip48001-1806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 15 & ELY 5' OF LOT 14 HODGE ORCHARD PLAT
Legal SubdivisionHODGE ORCHARD PLATS
Legal Lot Number14-15
Legal Unit15,14
JurisdictionSAINT CLAIR MI
Township / Civil DivisionALGONAC
Census Block Group4
Census Block4023
Census Tract649000

Owner

Source: St. Clair County records · APN 74-01-143-0015-000

Assessment roll updated October 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address55746 RESERVE ST, UTICA, MI 48316-3938
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2026Warranty Deed, Transfer · FHA Mortgage
LUMINATE HOME LOANS INC
Jul 01, 2022Warranty Deed, Transfer · VA Mortgage
GOLD STAR MORTGAGE FINANCIAL GROUP
Oct 10, 2018Warranty Deed, Transfer
GOLDSTAR MORTGAGE FINL GROUP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 16, 2026 · Amount on Record
Deed SaleJul 16, 2026 · Amount on Record
Prior SaleJul 01, 2022 · Amount on Record
Deed Document Number202614464
Deed Book / Page5944 / 822
Prior Transfer DateOct 11, 2007
Prior Transfer Doc003832/823
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateJul 16, 2026
Property Address401 POINTE TREMBLE RD, ALGONAC, MI 48001-1806
Document Number0000014464
Book / Page5944 / 822
Instrument DateJul 14, 2026
Instrument202614464
Transaction TypeTransfer
Record UpdatedJul 30, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$272,700.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014479,
DateJul 16, 2026
Instrument202614479
Lender
NameLUMINATE HOME LOANS INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.48%
Max Rate-1%

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateJul 01, 2022
Property Address401 POINTE TREMBLE RD, ALGONAC, MI 48001-1806
Document Number0005538413
Book / Page5538 / 413
Map ReferenceLB 31 PG 4
Instrument DateMay 23, 2022
Instrument2022016002
Transaction TypeTransfer
Record UpdatedJul 14, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address401 POINTE TREMBLE RD, 401, ALGONAC, MI 48001-1806

Transferred To (Grantee/Buyer)

NameVerified Name
Address5904 ASHTON WOODS CIR, MILTON, FL 32570-1502

Mortgage

Document Number2022016003
DateJul 01, 2022
Instrument2022016003
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueJun 01, 2052

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateOct 10, 2018
Property Address401 POINTE TREMBLE RD, ALGONAC, MI 48001-1806
Document Number0049970177
Book / Page004997 / 000177
Instrument DateSep 28, 2018
Transaction TypeTransfer
Record UpdatedOct 22, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 POINTE TREMBLE RD ALGONAC MI 480011806, ALGONAC, MI 48001-1806

Mortgage

Document Number49970179
DateOct 10, 2018
Book Page004997/000179
Lender
NameGOLDSTAR MORTGAGE FINL GROUP
TypeBank
AddressANN ARBOR, MI 48108
Agreement
AmountAmount Recorded
Term360 Months
DueOct 09, 2048

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAlgonac City
CountySt. Clair County
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,165.00 (-39.92%) Homeowner's exemption$140,700 (+14.2%)
2024$5,268.00 (+39%)$281,400 (+14.2%)
2023$123,200
2022$3,790.00$246,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 97 individual NFIP policies nearby
Nearby Flood Policies97 in force
Nearby Flood Claims15 (1985–2019)
Claims Outside the SFHA5 of 15
Most Recent ClaimAug 2019, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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