401 Plainview Rd, Lexington, KY 40517 Property Records

Lexington-Fayette Urban County property record for 401 Plainview Rd, Lexington, KY 40517

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,470 sqft · built 1984
Lot Size	0.337 acres (14,658 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Jun 2026)
Tax Bill	$3,779 (2026)
Deeds & Mortgages	Feb 2026 Mortgage May 2005 Mortgage + 4 more
APN	`26805626`

Property Details

APN / Parcel Number

Primary APN	`26805626`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,470 sqft Living Area
Basement Area	1,000 sqft
Finished Basement	600 sqft
Unfinished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick
Lot Area	14,658 sqft (0.337 acres)
Lot Width	120 ft Width
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	401 PLAINVIEW RD
City	LEXINGTON
State	KY
Zip	40517-4244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1D
Legal Description	B-128 LAKEVIEW-MT TABOR LOT 2; BOOK: 1378 PAGE: 633
Legal Subdivision	PATCHEN WOODS
Legal Block	D
Legal Lot Number	2
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE SOUTHEAST
Census Block Group	1
Census Block	1001
Census Tract	3402

Owner

401 Plainview Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 PLAINVIEW RD, LEXINGTON, KY 40517-4244
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Commercial Mortgage BANK OF LEXINGTON INC
May 5, 2005	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA ND
Jun 10, 2026	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY/KY FEDERAL CREDIT UNION
Jun 10, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION
Apr 18, 2022	Deed, Transfer · Stand-Alone First Mortgage COMMUNITY TRUST BANK INC
Jan 5, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2026 · Amount on File
Deed Sale	Jun 10, 2026 · Amount on File
Prior Sale	Apr 18, 2022 · Amount on File
Deed Document Number	2026272
Deed Book / Page	4198 / 122
Prior Transfer Date	Mar 25, 2022
Prior Transfer Doc	003932/003
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	401 PLAINVIEW RD, LEXINGTON, KY 40517-4244
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 CHEDDINGTON LN, LEXINGTON, KY 40502-3038

Mortgage

Document Number	MB11154/103
Date	Feb 11, 2026
Book Page	MB 11154/103
Instrument	202602110069

Lender

Name	BANK OF LEXINGTON INC
Type	Bank
Address	LEXINGTON, KY 40509

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 9, 2027

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	401 PLAINVIEW RD, LEXINGTON, KY 40517-4244
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	005288/027
Date	May 5, 2005
Book Page	5288/027
Instrument	200505050288

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 10, 2035

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE KY
Recording Date	Jun 10, 2026
Property Address	401 PLAINVIEW RD, LEXINGTON, KY 40517-4244
Document Number	0000000272
Book / Page	4198 / 122
Instrument Date	Jun 4, 2026
Instrument	2026272
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	FOUNDATION TITLE, FOUNDATION TITLE & ESCROW SERI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,885.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	401 PLAINVIEW RD, LEXINGTON, KY 40517-4244

Mortgage

Document Number	0000000273,
Date	Jun 10, 2026
Instrument	20260610273

Lender

Name	UNIVERSITY/KY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE KY
Recording Date	Jun 10, 2026
Property Address	401 PLAINVIEW RD, LEXINGTON, KY 40517-4244
Document Number	DB4198/122
Book / Page	4198 / 122
Instrument Date	Jun 4, 2026
Instrument	2026272
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	FOUNDATION TITLE, FOUNDATION TITLE & ESCROW SERI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,885.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	401 PLAINVIEW RD, LEXINGTON, KY 40517-4244

Mortgage

Document Number	0000000273,
Date	Jun 10, 2026
Instrument	20260610273

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Apr 18, 2022
Property Address	401 PLAINVIEW RD, LEXINGTON, KY 40517-4244
Document Number	003932/003
Book / Page	3932 / 003
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000414489
Date	Apr 18, 2022
Instrument	414/489

Lender

Name	COMMUNITY TRUST BANK INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jan 5, 2022
Property Address	401 PLAINVIEW RD, LEXINGTON, KY 40517-4244
Document Number	003907/599
Book / Page	3907 / 599
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 401 Plainview Rd was $3,779, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,779.00 (+1.89%)	$300,000 (-)	$300,000 (-)
2025	$3,709.00	$300,000	$300,000
2023	$3,709.00	$300,000	$300,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 401 Plainview Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Plainview Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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