Santa Cruz County property record for 401 Pine St, Capitola, CA 95010 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1972 |
| Square Footage | 1,259 sqft Living Area |
| Lot Size | 6,447 sqft (0.148 acres) |
| Garage | Attached, 478 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,594.00 (2025) |
| Primary APN | 036-062-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,259 sqft Living Area |
| Gross Area | 1,737 sqft Gross Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,447 sqft (0.148 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 478 sqft Garage |
| Deck Area | 315 sqft Deck |
| Patio Area | 315 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 401 PINE ST |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-2201 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | PM5 1 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 121802 |
Source: Santa Cruz County records · APN 036-062-01
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 PINE ST, CAPITOLA, CA 95010-2201 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 05, 2022 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Sep 02, 2020 | Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC |
| Aug 20, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FEDERAL HSNG COMMISSIONER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Nov 20, 2002 |
| Transfer Doc | 0000088222 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 401 PINE ST, CAPITOLA, CA 95010-2201 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2022 |
| Title Company | FNC TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 401 PINE ST, CAPITOLA, CA 95010-2201 |
| Document Number | 0000014472 |
|---|---|
| Date | May 05, 2022 |
| Instrument | 2022-0014472 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.19% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jun 01, 2022 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Index | 1-Year CMT |
| Max Rate | 8.19% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 401 PINE ST, CAPITOLA, CA 95010-2201 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FNC TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 401 PINE ST, CAPITOLA, CA 95010-2201 |
| Document Number | 0000034161 |
|---|---|
| Date | Sep 02, 2020 |
| Instrument | 2020-0034161 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78737 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 01, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.83% |
| Type Change Date | Sep 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 401 PINE ST, CAPITOLA, CA 95010-2201 |
| Document Number | 0000034162 |
| Instrument Date | Aug 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2020 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 401 PINE ST CAPITOLA CA 950102201, CAPITOLA, CA 95010-2201 |
| Document Number | 0000034162 |
|---|---|
| Date | Sep 02, 2020 |
| Instrument | 34162 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.83% |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,594 (+2%) Land $28,068 Building $84,526 | ||
| 2025 | $2,594.00 (+15.08%) Homeowner's exemption | $110,386 (+4.04%) Land $27,518 Building $82,868 | |
| 2023 | $2,254.00 (+3.06%) Homeowner's exemption | $106,100 Land $26,449 Building $79,651 | $588,510 |
| 2022 | $2,187.00 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures