401 Phillips St, Lowell, NC 28098 Property Records

Gaston County property record for 401 Phillips St, Lowell, NC 28098

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,421 sqft · built 1964
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Tax Bill	$2,695 (2023)
Flood Zone	Zone X (minimal risk)
APN	`05006 04400`

Property Details

APN / Parcel Number

Primary APN	`05006 04400`
Alternative APNs	`1208511` `127856`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,421 sqft Heated Area
Flooring	Hardwood

Exterior

Year Built	Built 1964
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Material	Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	113 ft deep x 153 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1208511
Old Parcel Number	05006 04400
Street Address	401 PHILLIPS ST
City	LOWELL
State	NC
Zip	28098-1828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	05 006 044 00 000
Legal Subdivision	LINEBERGER DRIVE LOWELL
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	1
Census Block	1012
Census Tract	31303

Owner

Source: Gaston County records · APN 05006 04400

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	401 PHILLIPS ST, LOWELL, NC 28098-1828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 29, 1973
Deed Sale	Oct 29, 1973
Deed Document Number	0001124744
Record Updated	Jun 07, 2026

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Lowell City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2023	$2,695.00	$227,510 Land $22,000 Building $205,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 134 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LOWELL serves 3,837 people
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.