401 Pebble Beach Dr, Jacksonville, TX 75766 Property Records

Cherokee County property record for 401 Pebble Beach Dr, Jacksonville, TX 75766

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,048 sqft · built 1990
Lot Size	0.275 acres (11,996 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,443 (2026)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`246163-00010-0167000`

Property Details

APN / Parcel Number

Primary APN	`246163-00010-0167000`
Alternative APN	`428454000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,048 sqft Living Area
Gross Area	4,663 sqft
1st Floor Area	840 sqft
Upper Floors Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,996 sqft (0.275 acres)
Garage Type	Attached
Garage Area	586 sqft
Porch	Porch
Porch Area	179 sqft
Deck Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	246163-00010-0167000
Street Address	401 PEBBLE BEACH DR
City	JACKSONVILLE
State	TX
Zip	75766-9374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 167 BLK 1 CHEROKEE CLUB - CITY OF JACKSONVILLE
Legal Subdivision	CHEROKEE CLUB ESTATES
Legal Block	1
Legal Lot Number	167
Jurisdiction	CHEROKEE TX
Township / Civil Division	JACKSONVILLE
Census Block Group	1
Census Block	1001
Census Tract	950600

Owner

401 Pebble Beach Dr is owned and occupied by two individuals who acquired it in September 2022.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 217, BULLARD, TX 75757-0217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2024	Vendor's Lien, Transfer · Conventional Mortgage VERABANK NA
Jul 18, 2018	Deed of Trust, Mortgage · Line of Credit AUSTIN BANK
Dec 3, 2020	Vendor's Lien, Transfer · Conventional Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2022
Deed Sale	Sep 29, 2022
Prior Sale	Dec 3, 2020 · Amount on File
Deed Document Number	2022717516
Deed Book / Page	2725 / 40
Prior Transfer Date	Dec 2, 2020
Prior Transfer Doc	002585/756
Record Updated	Oct 29, 2026

September 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CHEROKEE TX
Recording Date	Sep 12, 2024
Property Address	401 PEBBLE BEACH DR, JACKSONVILLE, TX 75766-9374
Document Number	002837/838
Book / Page	2837 / 838
Map Reference	VOL 3 PG 25
Instrument Date	Sep 6, 2024
Instrument	735247
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 217, BULLARD, TX 75757-0217

Mortgage

Document Number	0000735248
Date	Sep 12, 2024
Instrument	735248

Lender

Name	VERABANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE TX
Property Address	401 PEBBLE BEACH DR, JACKSONVILLE, TX 75766-9374
Transaction Type	Mortgage
Record Updated	Oct 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002443/570
Date	Jul 18, 2018
Book Page	2443/570
Instrument	00672828

Lender

Name	AUSTIN BANK
Type	Bank
Address	WHITEHOUSE, TX 75791

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CHEROKEE TX
Recording Date	Dec 3, 2020
Property Address	401 PEBBLE BEACH DR, JACKSONVILLE, TX 75766-9374
Document Number	002585/756
Book / Page	2585 / 756
Map Reference	CAB A SL 151B
Instrument Date	Dec 2, 2020
Instrument	695415
Transaction Type	Transfer
Record Updated	Oct 17, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 PEBBLE BEACH DR, 401, JACKSONVILLE, TX 75766-9374

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 ROSEBROOK CIR, WHITEHOUSE, TX 75791-3551

Mortgage

Document Number	0000695416
Date	Dec 3, 2020
Instrument	695416

Lender

Name	ALTRA FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 401 Pebble Beach Dr was $9,443 with exemptions applied, up 407.1% from the year before.

Source: Cherokee County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cherokee County
Municipality	Jacksonville City
Unified School District	Jacksonville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,443.00 (+407.14%) Homeowner's exemption Senior Citizen's exemption	$438,280 (+11.78%) Land $12,000 Building $426,280	$438,280 (+11.78%) Land $12,000 Building $426,280
2025	$1,862.00 Homeowner's exemption Senior Citizen's exemption	$392,080 Land $12,600 Building $379,480	$392,080 Land $12,600 Building $379,480
2023		$399,420 Land $7,440 Building $391,980	$399,420 Land $7,440 Building $391,980
2022	$5,376.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Pebble Beach Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1979–2020)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Apr 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Pebble Beach Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSONVILLE serves 14,420 people · EPA ID TX0370002
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etex Telephone.

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