401 Owen Ln, Waco, TX 76710 Property Records

McLennan County property record for 401 Owen Ln, Waco, TX 76710

Property Summary

Property Type	Commercial
Details	31,622 sqft · built 1969
Lot Size	4.29 acres (187,265 sqft)
Owner	Company Name on File
Last Sale	$396,175,000 (Jan 2022)
Tax Bill	$42,870 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-040501-016300-7`

Property Details

APN / Parcel Number

Primary APN	`48-040501-016300-7`
Alternative APNs	`4804050101630070111` `192776`

Interior

Stories	1 Story
Building Area	31,622 sqft Gross Area
1st Floor Area	31,622 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1986
Exterior Material	Stone
Construction Type	Concrete Block
Roof Type	Sawtooth
Roof Material	Built-Up Asphalt
Lot Area	187,265 sqft
Patio Area	3,300 sqft
Canopy	1,952 sqft
Storage Building	2,168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	401 OWEN LN
City	WACO
State	TX
Zip	76710-5558
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	O2
Legal Description	TENNYSON HTS LOT 1 BLOCK 15 ACRES 4.299
Legal Subdivision	TENNYSON HTS
Legal Block	15
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2005
Census Tract	2302

Owner

401 Owen Ln, a commercial property, is owned by a company that bought it in January 2022.

Source: McLennan County records, as of September 24, 2026

Owner of Record	Company Name on File
Mailing Address	45 BROADWAY, NEW YORK, NY 10006-3007
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage BAY BANK TRUST COMPANY
Jan 25, 2022	Correction Deed · Commercial Mortgage CAPITAL FUNDING
Jan 11, 2019	Deed of Trust, Mortgage COLUMN FIN'L INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2022 · Amount on File
Deed Sale	Jan 25, 2022 · Amount on File
Prior Sale	Jan 24, 2005 · Amount on File
Deed Document Number	20223112
Prior Transfer Date	Jan 4, 2022
Prior Transfer Doc	0000003112
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Sep 16, 2026
Property Address	401 OWEN LN, WACO, TX 76710-5558
Document Number	0000030070
Instrument Date	Sep 10, 2026
Instrument	202630070
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	45 BROADWAY, NEW YORK, NY 10006-3007

Mortgage

Document Number	0000030070,
Date	Sep 16, 2026
Instrument	202630070

Lender

Name	BAY BANK TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

January 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 25, 2022
Property Address	401 OWEN LN, WACO, TX 76710-5558
Document Number	0000003112
Map Reference	VOL 1018 PG 494
Instrument Date	Jan 4, 2022
Instrument	2022003112
Record Updated	Feb 7, 2022
Title Company	MADISON TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BROADWAY, NEW YORK, NY 10006-3007
Mail Care Of	CAMMEBYS INTERNATIONAL LTD

Mortgage

Document Number	0000003113
Date	Jan 25, 2022
Instrument	2022003113

Lender

Name	CAPITAL FUNDING
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	401 OWEN LN, WACO, TX 76710-5558
Document Number	0000001561
Instrument Date	Jan 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 10, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	45 BROADWAY #2500 NEW YORK NY 100063007, 2500, NEW YORK, NY 10006-3007

Mortgage

Document Number	0000001561
Date	Jan 15, 2019
Instrument	1561

Lender

Name	COLUMN FIN'L INC
Address	11 MADISON AVE, NEW YORK, NY 10010-3643

Agreement

Amount	Amount on Record
Term	24 Months
Due	Jan 14, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 401 Owen Ln was $42,870, down 25.6% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,802,454 (-5.47%) Land $643,762 Building $1,158,692	$1,802,454 (-5.47%) Land $643,762 Building $1,158,692
2025	$42,870.00 (-25.56%)	$1,906,750 Land $644,190 Building $1,262,560	$1,906,750 Land $644,190 Building $1,262,560
2024	$57,587.00
2023		$2,713,480 Land $644,190 Building $2,069,290	$2,713,480 Land $644,190 Building $2,069,290
2022	$60,833.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 401 Owen Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1989)
Most Recent Claim	May 1989 · Severe Storms, Tornadoes & Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1989 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 401 Owen Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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