Monmouth County and Neptune Township property record for 401 Overlook Dr, Neptune, NJ 07753
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,356 sqft · built 1997 |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | Company Name on File |
| Last Sale | $969,000 (Jan 2023) |
| Tax Bill | $24,844 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Construction Loan Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-04907-0000-00026 |
| Primary APN | 35-04907-0000-00026 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 4,356 sqft Living Area |
| 1st Floor Area | 1,468 sqft |
| Upper Floors Area | 2,823 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Roof Type | Mansard |
| Roof Material | Tile |
| Lot Area | 100,188 sqft |
| Garage Type | Detached |
| Garage Area | 483 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 1,160 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 270 sqft |
| Patio Area | 925 sqft |
| Shed | 1 Shed |
| Shed Area | 441 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 00060962 |
|---|---|
| Street Address | 401 OVERLOOK DR |
| City | NEPTUNE |
| State | NJ |
| Zip | 07753-5417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7.5 |
| Legal Description | L344,347 |
| Legal Subdivision | SHARK RIVER HILLS SEC D |
| Legal Block | 4907 |
| Legal Lot Number | 26 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | NEPTUNE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 808001 |
401 Overlook Dr is owned by a company that bought it in January 2023.
Source: Monmouth County and Neptune Township records, as of July 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 108 JACKSON ST, 4A, HOBOKEN, NJ 07030-6101 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2023 | Deed, Construction Loan · Construction Mortgage ACELAND MORTGAGE LLC |
| Mar 20, 2019 | Deed of Trust, Mortgage · Line of Credit TWO RIVER CMNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2023 · Amount on File |
| Deed Sale | Jan 24, 2023 · Amount on File |
| Deed Document Number | 20235671 |
| Deed Book / Page | 9631 / 9221 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 24, 2023 |
| Property Address | 401 OVERLOOK DR, NEPTUNE, NJ 07753-5417 |
| Document Number | 0096319221 |
| Book / Page | 9631 / 9221 |
| Instrument Date | Dec 8, 2022 |
| Instrument | 2023005671 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 27, 2023 |
| Title Company | TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,479.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 LAUREL PATH, NEPTUNE, NJ 07753-5559 |
| Name | Verified Name |
|---|---|
| Address | 108 JACKSON ST APT 4A, 4A, HOBOKEN, NJ 07030-6101 |
| Document Number | 2023005672 |
|---|---|
| Date | Jan 24, 2023 |
| Instrument | 2023005672 |
| Name | ACELAND MORTGAGE LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 401 OVERLOOK DR, NEPTUNE, NJ 07753-5417 |
| Document Number | 0000026049 |
| Instrument Date | Mar 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1 LAUREL PATH NEPTUNE NJ 077535559, NEPTUNE, NJ 07753-5559 |
| Document Number | 0000026049 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 009340/007380 |
| Instrument | 26049 |
| Name | TWO RIVER CMNTY BK |
|---|---|
| Type | Bank |
| Address | MIDDLETOWN, NJ 07748 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
The 2025 property tax bill for 401 Overlook Dr was $24,844, up 26% from the year before.
Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Neptune Township |
| Unified School District | Neptune Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,483,700 (+9.89%) Land $569,500 Building $914,200 | $1,483,700 (+9.89%) Land $569,500 Building $914,200 | |
| 2025 | $24,844.00 (+26.03%) | $1,350,200 Land $434,500 Building $915,700 | $1,350,200 Land $434,500 Building $915,700 |
| 2024 | $19,713.00 | ||
| 2023 | $969,000 Land $358,700 Building $610,300 | $969,000 Land $358,700 Building $610,300 | |
| 2022 | $30,023.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 Overlook Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 Overlook Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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