401 Orchard Ave, Ballwin, MO 63021 Property Records

St. Louis County property record for 401 Orchard Ave, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 948 sqft · built 1957
Lot Size	0.179 acres (7,802 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Sep 2004)
Tax Bill	$2,203 (2025)
Deeds & Mortgages	Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23R-63-0207`

Property Details

APN / Parcel Number

Primary APN	`23R-63-0207`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	948 sqft Living Area
1st Floor Area	948 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	55 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	374 sqft
Carport	Carport
Carport Area	374 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	50 sqft
Deck Area	110 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	401 ORCHARD AVE
City	BALLWIN
State	MO
Zip	63021-5233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	66R
Legal Description	MANCHESTER HILLS LOT 37
Legal Subdivision	MANCHESTER HILLS
Legal Block	18
Legal Lot Number	37
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2006
Census Tract	217931

Owner

401 Orchard Ave is owned and occupied by two individuals who bought it in September 2004.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 ORCHARD AVE, BALLWIN, MO 63021-5233
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2004 · Amount on File
Deed Sale	Sep 10, 2004 · Amount on File
Prior Sale	Aug 25, 2004 · Amount on File
Deed Document Number	2004666
Deed Book / Page	16084 / 1340
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	401 ORCHARD AVE, BALLWIN, MO 63021-5233
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 ORCHARD AVE, BALLWIN, MO 63021-5233

Mortgage

Document Number	2023091400260
Date	Sep 14, 2023
Instrument	2023091400260

Lender

Name	USDA
Type	Government Agency
Address	BALLWIN, MO 63021

Agreement

Type	USDA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 401 Orchard Ave was $2,203, up 0.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Winchester City
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,900 (-) Land $24,070 Building $13,830	$199,500 (-) Land $126,700 Building $72,800
2025	$2,203.00 (+0.09%)	$37,900 Land $24,070 Building $13,830	$199,500 Land $126,700 Building $72,800
2024	$2,201.00 (-0.86%)
2023	$2,220.00	$33,360 Land $18,050 Building $15,310	$175,600 Land $95,000 Building $80,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 Orchard Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Orchard Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20