Contra Costa County property record for 401 Old Ranch Ct, San Ramon, CA 94582
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,597 sqft · built 1988 |
| Lot Size | 0.336 acres (14,647 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $988,000 (Dec 2015) |
| Tax Bill | $13,510 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 210-751-007-1 |
| Primary APN | 210-751-007-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,597 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| 2nd Floor Area | 1,217 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stucco |
| Roof Material | Tile |
| Lot Area | 14,647 sqft (0.336 acres) |
| Garage Type | Attached |
| Garage Area | 656 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 401 OLD RANCH CT |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94582-3950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T05612 L0007 B EX MR |
| Legal Subdivision | SUBDIVISION 5612 |
| Legal Tract | 05612 |
| Legal Lot Number | 7 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 345112 |
401 Old Ranch Ct is held in a trust since December 2018.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 401 OLD RANCH CT, SAN RAMON, CA 94582-3950 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 24, 2017 | Deed of Trust, Mortgage · ARM CHEVRON FCU |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Dec 21, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2015 · Amount on File |
| Deed Sale | Dec 11, 2015 · Amount on File |
| Prior Sale | May 26, 1995 · Amount on File |
| Deed Document Number | 2015255085 |
| Last Transfer Date | Dec 4, 2018 |
| Transfer Doc | 0000203952 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 401 OLD RANCH CT, SAN RAMON, CA 94582-3950 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000194892 |
|---|---|
| Date | Oct 24, 2017 |
| Instrument | 2017-194892 |
| Name | CHEVRON FCU |
|---|---|
| Type | Credit Union |
| Address | OAKLAND, CA 94607 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Nov 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 401 OLD RANCH CT, SAN RAMON, CA 94582-3950 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 401 OLD RANCH CT, SAN RAMON, CA 94582-3950 |
| Document Number | 0000281973 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 2020-281973 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Dec 21, 2018 |
| Property Address | 401 OLD RANCH CT, SAN RAMON, CA 94582-3950 |
| Document Number | 0000203952 |
| Instrument Date | Dec 4, 2018 |
| Instrument | 203952 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 401 OLD RANCH CT SAN RAMON CA 945823950, SAN RAMON, CA 94582-3950 |
The 2025 property tax bill for 401 Old Ranch Ct was $13,510.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,192,975 (+2%) Land $664,107 Building $528,868 | |
| 2025 | $13,510.00 | $1,169,585 Land $651,086 Building $518,499 |
| 2023 | $13,037.00 (+0.73%) | $1,124,170 Land $625,804 Building $498,366 |
| 2022 | $12,943.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 401 Old Ranch Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 401 Old Ranch Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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