Berrien County property record for 401 Oak St, Three Oaks, MI 49128
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,054 sqft · built 1945 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $33,000 (Nov 1988) |
| Tax Bill | $1,841 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Aug 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-1200-0009-00-8 |
| Primary APN | 47-1200-0009-00-8 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,054 sqft Living Area |
| 1st Floor Area | 1,054 sqft |
| Basement Area | 1,054 sqft |
| Unfinished Basement | 1,054 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 132 ft deep x 63 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 401 OAK ST |
|---|---|
| City | THREE OAKS |
| State | MI |
| Zip | 49128-1250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NW COR OF LOT I CHAMBERLAIN'S PLAT OF SUB OF NW1/4 OF NW1/4 OF SEC 11 T8S R20W TH S 63' E 132' N 63' W 132' TO BEG |
| Legal Range | 20W |
| Legal Township | 08S |
| Legal Section | 11 |
| Legal Subdivision | CHAMBERLAINS PLAT OF SUB |
| Legal Lot Number | I |
| Legal Unit | 1 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | THREE OAKS |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 11400 |
401 Oak St is owned by two individuals who acquired it in July 2024.
Source: Berrien County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9387 US HIGHWAY 31, 141, BERRIEN SPRINGS, MI 49103-1515 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2026 | Affidavit, Transfer |
| Aug 14, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 1988 · Amount on File |
| Deed Sale | Nov 16, 1988 · Amount on File |
| Deed Book / Page | 1364 / 903 |
| Last Transfer Date | Jul 21, 2024 |
| Transfer Doc | 0000468159 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Aug 14, 2026 |
| Property Address | 401 OAK ST, THREE OAKS, MI 49128-1250 |
| Document Number | 0000468158 |
| Book / Page | 3485 / 324 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 2026468158 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Aug 14, 2026 |
| Property Address | 401 OAK ST, THREE OAKS, MI 49128-1250 |
| Document Number | 0000468159 |
| Book / Page | 3485 / 325 |
| Instrument Date | Jul 21, 2024 |
| Instrument | 2026468159 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 401 Oak St was $1,841.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Three Oaks Township |
| Municipality | Three Oaks Village |
| Unified School District | River Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $103,600 | $207,200 | |
| 2025 | $1,841.00 | ||
| 2023 | $91,800 | $183,600 | |
| 2022 | $1,625.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 401 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE OAKS serves 1,622 people · EPA ID MI0006600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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