401 Oak St, Lincoln, MO 65338 Property Records

Benton County property record for 401 Oak St, Lincoln, MO 65338

Property Summary

Property Type	Single Family Home
Details	1,240 sqft · built 1964
Lot Size	0.247 acres (10,800 sqft)
Owner	Individual Name on File
Tax Bill	$982 (2025)
Deeds & Mortgages	Sep 2022 Sale Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`068027001004005000`

Property Details

APN / Parcel Number

Primary APN	`068027001004005000`

Interior

Building Area	1,240 sqft Base Area
Flooring	Carpet

Exterior

Year Built	Built 1964
Foundation Type	Concrete
Lot Area	10,800 sqft (0.247 acres)
Lot Dimensions	120 ft deep x 90 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	401 OAK ST
City	LINCOLN
State	MO
Zip	65338-1044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 6, BLK. 2, MCCANDLESS ADD. LINCOLN CITY B 2022/4545
Legal Subdivision	MCCANDLESS ADD
Legal Block	2
Legal Lot Number	6
Jurisdiction	BENTON MO
Township / Civil Division	WHITE
Census Block Group	2
Census Block	2017
Census Tract	460200

Owner

401 Oak St is owned and occupied by an individual who acquired it in September 2022.

Source: Benton County records, as of November 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	401 OAK ST, LINCOLN, MO 65338-1044
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Beneficiary Deed, Transfer
Aug 31, 2022	Warranty Deed, Transfer · Line of Credit COMMUNITY NATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022
Deed Sale	Aug 31, 2022
Prior Sale	May 22, 2009
Deed Document Number	20224513
Deed Book / Page	2022 / 4513
Last Transfer Date	Sep 2, 2022
Transfer Doc	02022/4545
Record Updated	Jun 8, 2026

September 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BENTON MO
Recording Date	Sep 2, 2022
Property Address	401 OAK ST, LINCOLN, MO 65338-1044
Document Number	02022/4545
Book / Page	2022 / 4545
Instrument Date	Sep 2, 2022
Instrument	20224545
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 OAK ST, LINCOLN, MO 65338-1044

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MO
Recording Date	Aug 31, 2022
Property Address	401 OAK ST, LINCOLN, MO 65338-1044
Document Number	02022/4513
Book / Page	2022 / 4513
Instrument Date	Aug 24, 2022
Instrument	20224513
Transaction Type	Transfer
Record Updated	Oct 6, 2023
Title Company	NOT AVAILABLE, DRAKE LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	401 OAK ST, LINCOLN, MO 65338-1044

Mortgage

Document Number	0020224514
Date	Aug 31, 2022
Instrument	20224514

Lender

Name	COMMUNITY NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 5, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 401 Oak St was $982.

Source: Benton County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Benton County
Municipality	Lincoln City
Unified School District	Lincoln R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$982.00	$15,190	$79,950 Land $6,980 Building $72,970
2023		$13,650 (+2.48%)	$71,842
2022	$886.00	$13,320
2021			$70,105

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Jun 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Oak St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN PWS serves 1,100 people · EPA ID MO3010469
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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