401 Oak Hill Ln, Reading, PA 19610 Property Records

Berks County property record for 401 Oak Hill Ln, Reading, PA 19610

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,669 sqft · built 2004
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jul 2020)
Tax Bill	$3,086 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4397-09-05-3711`

Property Details

APN / Parcel Number

Primary APN	`4397-09-05-3711`
Alternative APNs	`80-4397-09-05-3711` `80002049` `002049`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,669 sqft Living Area
1st Floor Area	2,669 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	80002049
Street Address	401 OAK HILL LN
City	READING
State	PA
Zip	19610-3209
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	VILLAGE/SPG RDG 02
Legal Block	05
Legal Lot Number	25
Jurisdiction	BERKS PA
Township / Civil Division	SPRING
Census Block Group	1
Census Block	1007
Census Tract	10903

Owner

Source: Berks County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 OAK HILL LN, READING, PA 19610-3209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit UTILITIES EMPLOYEES CU
Jul 30, 2020	Grant Deed, Transfer TITLE SERVICE
May 20, 2019	Deed of Trust, Mortgage · Line of Credit DIAMOND CU
Jul 23, 2018	Special Warranty Deed, Transfer · Conventional Mortgage HEARTLAND ABSTRACT
Jun 1, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Prior Sale	Jul 23, 2018 · Amount on Record
Deed Document Number	202025565
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Jul 22, 2026
Property Address	401 OAK HILL LN, READING, PA 19610-3209
Document Number	0000023846
Instrument Date	Jul 17, 2026
Instrument	202623846
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 OAK HILL LN, READING, PA 19610-3209

Mortgage

Document Number	0000023846,
Date	Jul 22, 2026
Instrument	202623846

Lender

Name	UTILITIES EMPLOYEES CU

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Jul 30, 2020
Property Address	401 OAK HILL LN, READING, PA 19610-3209
Document Number	0000025565
Instrument Date	Jun 26, 2020
Instrument	25565
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	TITLE SERVICE

Transaction

Amount	Amount Recorded
Tax	$3,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 OAK HILL LN READING PA 196103209, READING, PA 19610-3209

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	401 OAK HILL LN, READING, PA 19610-3209
Document Number	0000017871
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 OAK HILL LN WYOMISSING PA 196103209, WYOMISSING, PA 19610-3209

Mortgage

Document Number	0000017871
Date	Jun 6, 2019
Instrument	17871

Lender

Name	DIAMOND CU
Address	POTTSTOWN, PA 19464

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BERKS PA
Recording Date	Jul 23, 2018
Property Address	401 OAK HILL LN, READING, PA 19610-3209
Document Number	0000024550
Map Reference	VOL 238 PG 16
Instrument Date	Jun 14, 2018
Instrument	2018024550
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	HEARTLAND ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15480 LAGUNA CANYON RD # RD100, 15480, IRVINE, CA 92618-2132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 OAK HILL LN, READING, PA 19610-3209

Mortgage

Document Number	0000024551
Date	Jul 23, 2018
Instrument	2018024551

Lender

Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BERKS PA
Recording Date	Jun 1, 2017
Property Address	401 OAK HILL LN, READING, PA 19610-3209
Document Number	0000019378
Instrument Date	May 31, 2017
Instrument	19378
Transaction Type	Foreclosure
Record Updated	Jul 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$44.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	401 OAK HILL LN READING PA 196103209, READING, PA 19610-3209
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Spring Township
Unified School District	Wilson School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,086.00 (+11.05%) Homeowner's exemption	$209,100 (-) Land $26,900 Building $182,200	$26,900 (-87.14%) Land $26,900
2024	$2,779.00	$209,100 Land $26,900 Building $182,200
1994			$209,100 Land $26,900 Building $182,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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