401 Oak Brook Dr, Allen, TX 75002 Property Records

Collin County property record for 401 Oak Brook Dr, Allen, TX 75002

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,342 sqft · built 1998
Lot Size	3.01 acres (131,290 sqft)
Owner	Individual Name on File
Tax Bill	$25,030 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R-3722-005-013R-1`

Property Details

APN / Parcel Number

Primary APN	`R-3722-005-013R-1`
Alternative APNs	`R372200501301` `2506232`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,342 sqft Living Area
Gross Area	4,939 sqft
1st Floor Area	2,985 sqft
2nd Floor Area	867 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Wood Frame
Lot Area	131,290 sqft (3.01 acres)
Garage Area	750 sqft
Pool Area	1,560 sqft
Porch	Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2506232
Old Parcel Number	R372200501301
Street Address	401 OAK BROOK DR
City	ALLEN
State	TX
Zip	75002-8569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	FOREST CREEK ESTATES (CLU), BLK 5, LOT 13R
Legal Subdivision	FOREST CREEK ESTATES (CLU)
Legal Block	5
Legal Lot Number	13R
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	1
Census Block	1014
Census Tract	31419

Owner

401 Oak Brook Dr is owned and occupied by an individual who acquired it in October 2024.

Source: Collin County records, as of October 23, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	401 OAK BROOK DR, LUCAS, TX 75002-8569
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 25, 2024	Vendor's Lien, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 20, 2022	Vendor's Lien, Transfer · Conventional Mortgage INDEPENDENT BANK
Sep 24, 2019	Deed of Trust, Mortgage US BK
Oct 24, 2017	Loan Modification, Mortgage
Jun 5, 2017	Deed of Trust, Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2024
Deed Sale	Oct 25, 2024
Prior Sale	Oct 20, 2022
Deed Document Number	2024000132052
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	401 OAK BROOK DR, ALLEN, TX 75002-8569
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002521030
Date	Dec 14, 2021
Instrument	20211214002521030

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	0.62%
Max Rate At Change	4.62%
Index	1-Year LIBOR
Max Rate	7.62%

October 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Oct 25, 2024
Property Address	401 OAK BROOK DR, ALLEN, TX 75002-8569
Document Number	2024000132052
Map Reference	VOL N PG 859
Instrument Date	Oct 23, 2024
Instrument	2024000132052
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	UNKNOWN, UPWARD TITLE & CLOSING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 OAK BROOK DR, ALLEN, TX 75002-8569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 OAK BROOK DR, LUCAS, TX 75002-8569

Mortgage

Document Number	2024000132053
Date	Oct 25, 2024
Instrument	2024000132053

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

October 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Oct 20, 2022
Property Address	401 OAK BROOK DR, ALLEN, TX 75002-8569
Document Number	0000154990
Map Reference	VOL N PG 859
Instrument Date	Oct 18, 2022
Instrument	20221020000154990
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	OLD REPUBLIC TITLE, ORT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 OAK BROOK DR, LUCAS, TX 75002-8569
Investor	Possibly a Property Investor

Mortgage

Document Number	0000154991
Date	Oct 20, 2022
Instrument	20221020000154991

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	401 OAK BROOK DR, LUCAS, TX 75002-8569
Document Number	0001219180
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 OAK BROOK DR LUCAS TX 750028569, LUCAS, TX 75002-8569

Mortgage

Document Number	0001219180
Date	Oct 1, 2019
Instrument	1219180

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIN TX
Property Address	401 OAK BROOK DR, LUCAS, TX 75002-8569
Document Number	0000032320
Instrument Date	Oct 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 OAK BROOK DR LUCAS TX 750028569, LUCAS, TX 75002-8569

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	401 OAK BROOK DR, LUCAS, TX 75002-8569
Document Number	0000752740
Instrument Date	Jun 5, 2017
Transaction Type	Mortgage
Record Updated	Jun 30, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 OAK BROOK DR LUCAS TX 750028569, LUCAS, TX 75002-8569

Mortgage

Document Number	0000752740
Date	Jun 9, 2017
Instrument	752740

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Lucas City
Unified School District	Lovejoy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,832,425 Land $940,274 Building $892,151	$1,832,425 Land $940,274 Building $892,151
2024	$25,030.00
2023		$1,462,363 Land $666,028 Building $796,335	$1,462,363 Land $666,028 Building $796,335
2022	$18,334.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Oak Brook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2024–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Oak Brook Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LUCAS serves 8,378 people · EPA ID TX0430054
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Nov 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: 360 Broadband, Rise Broadband.

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