Torrington City property record for 401 Oak Ave, Torrington, CT 06790
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,527 sqft · built 1945 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $102,000 (Jul 2014) |
| Tax Bill | $5,176 (2026) |
| Deeds & Mortgages | May 2022 Mortgage |
| APN | 009643 |
| Primary APN | 009643 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,527 sqft Living Area |
| Gross Area | 2,835 sqft |
| Basement Area | 943 sqft |
| Unfinished Basement | 943 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 9643 |
|---|---|
| Street Address | 401 OAK AVE |
| City | TORRINGTON |
| State | CT |
| Zip | 06790-6829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 8 |
| Legal Lot Number | 15 |
| Jurisdiction | TORRINGTON CT |
| Township / Civil Division | TORRINGTON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 310801 |
401 Oak Ave is owned and occupied by two individuals who bought it in July 2014.
Source: Torrington City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 OAK AVE, TORRINGTON, CT 06790-6829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2014 · Amount on File |
| Deed Sale | Jul 1, 2014 · Amount on File |
| Deed Book / Page | 1185 / 1048 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Property Address | 401 OAK AVE, TORRINGTON, CT 06790-6829 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001366-618 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 1366/618 |
| Instrument | 2022-475954 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
The 2026 property tax bill for 401 Oak Ave was $5,176, down 13% from the year before.
Source: Torrington City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Torrington City |
| Unified School District | Torrington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,176.00 (-12.98%) | $154,700 (-) Land $19,950 Building $134,750 | $240,544 (+122.13%) |
| 2025 | $5,948.00 | $154,700 Land $19,950 Building $134,750 | $108,290 Land $13,965 Building $94,325 |
| 2024 | $5,948.00 (+137.07%) | ||
| 2023 | $2,509.00 (+1.74%) | $52,310 (-) Land $19,950 Building $32,360 | |
| 2022 | $2,466.00 | $52,310 Land $19,950 Building $32,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 401 Oak Ave.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 401 Oak Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Treatment report not submitted Mar 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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