401 NW Whitlock Dr, Lees Summit, MO 64081 Property Records

Jackson County property record for 401 NW Whitlock Dr, Lees Summit, MO 64081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,309 sqft · built 1988
Lot Size	0.299 acres (13,005 sqft)
Owner	Individual Name on File
Last Sale	$316,700 (Oct 2020)
Tax Bill	$4,247 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`62-220-08-23`

Property Details

APN / Parcel Number

Primary APN	`62-220-08-23`
Alternative APNs	`62-220-08-23-00-0-00-000` `62220082300000001` `1009748`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,309 sqft Living Area
1st Floor Area	876 sqft
Basement Area	1,582 sqft
Finished Basement	780 sqft
Unfinished Basement	802 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,005 sqft (0.299 acres)
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	136 sqft
Deck Area	Deck Area
Patio Area	469 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1009748
Street Address	401 NW WHITLOCK DR
City	LEES SUMMIT
State	MO
Zip	64081-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHIPMAN HEIGHTS-1ST PLAT LOTS 1-18 LOT 7
Legal Subdivision	CHIPMAN HEIGHTS 1ST PLAT
Legal Block	2
Legal Lot Number	7
Jurisdiction	JACKSON MO
Township / Civil Division	PRAIRIE
Census Block Group	2
Census Block	2002
Census Tract	13615

Owner

401 NW Whitlock Dr is owned and occupied by an individual who bought it in October 2020.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	401 NW WHITLOCK DR, LEES SUMMIT, MO 64081-2043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Warranty Deed, Transfer · FHA Mortgage ACCESS CAP FNDG
Oct 2, 2017	Warranty Deed, Transfer HOMEDIRECT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2020 · Amount on File
Deed Sale	Oct 2, 2020 · Amount on File
Prior Sale	Oct 2, 2017 · Amount on File
Deed Document Number	2020E90783
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 2, 2020
Property Address	401 NW WHITLOCK DR, LEES SUMMIT, MO 64081-2043
Document Number	0000E90783
Instrument Date	Sep 28, 2020
Instrument	90783E
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 NW WHITLOCK DR LEES SUMMIT MO 640812043, LEES SUMMIT, MO 64081-2043

Mortgage

Document Number	E90784
Date	Oct 2, 2020
Instrument	90784E

Lender

Name	ACCESS CAP FNDG
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 2, 2017
Property Address	401 NW WHITLOCK DR, LEES SUMMIT, MO 64081-2043
Document Number	0000E89799
Instrument Date	Sep 27, 2017
Instrument	89799E
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	SECURED TITLE/KANSAS CITY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 NW WHITLOCK DR LEES SUMMIT MO 640812043, LEES SUMMIT, MO 64081-2043

Mortgage

Document Number	E89800
Date	Oct 2, 2017
Instrument	89800E

Lender

Name	HOMEDIRECT MTG
Address	OVERLAND PARK, KS 66210

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 401 NW Whitlock Dr was $4,247, up 15.8% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Lee's Summit City
Unified School District	Lee's Summit R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,418 (-) Land $11,619 Building $46,799	$307,460 (-)
2025	$4,247.00 (+15.82%)	$58,418 Land $11,619 Building $46,799	$307,460
2024	$3,667.00 (+0.71%)
2023	$3,641.00	$50,799 Land $6,884 Building $43,915	$267,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 NW Whitlock Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 NW Whitlock Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEES SUMMIT PWS serves 99,400 people · EPA ID MO1010459
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Everfast Fiber Fiber · Cable in parts of the area	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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