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401 NW Bridgewater Ter, Lake City, FL 32055 Property Records

Columbia County property record for 401 NW Bridgewater Ter, Lake City, FL 32055 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2010
Square Footage2,448 sqft Living Area
Lot Size115,434 sqft (2.65 acres)
OccupancyOwner Occupied
Last Sale$550,000 (2023)
Tax Bill$6,481.00 (2024)

Property Details

APN / Parcel Number

Primary APN24-3S-16-02275-108
Alternative APN
  • R02275108

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area2,448 sqft Living Area
Gross Area3,477 sqft Gross Area
1st Floor2,448 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2010
Architectural StyleConventional Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area115,434 sqft (2.65 acres)
Garage TypeAttached Garage
Garage Area599 sqft Garage
Pool TypePool, Enclosed Pool Type
Pool Area528 sqft Pool
TopographyRolling Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address401 NW BRIDGEWATER TER
CityLAKE CITY
StateFL
Zip32055-1107
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 8 COBBLESTONE UNIT 1.
Legal Range16E
Legal Township03S
Legal Section24
Legal SubdivisionCOBBLESTONE
Legal Lot Number8
Legal Unit1
JurisdictionCOLUMBIA FL
Minor Civil DivisionLAKE CITY
Census Blockgroup1
Census Block1018
Census Tract110202

Owner

Source: Columbia County records · APN 24-3S-16-02275-108

Assessment roll updated January 7, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals Owners
Mailing Address401 NW BRIDGEWATER TER, LAKE CITY, FL 32055-1107
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST FEDERAL BANK
Feb 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
FBC MORTGAGE LLC
Feb 08, 2021Intrafamily Transfer, Transfer
LAKE CITY TITLE INC, LAKE CITY TITLE
Nov 12, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
WELLS FARGO BK
Nov 12, 2020Warranty Deed, Transfer
LAKE CITY TITLE INC
Jul 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
FARM CREDIT SVCS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • Last Sale Amount on Sep 20, 2023
  • Deed Sale Price on Sep 20, 2023
  • Prior Sale Amount on Nov 12, 2020
Deed Doc Number202317662
Deed Book / Page1499 / 456
Prior Transfer DateJan 20, 2021
Prior Transfer Doc0014292633
Record RefreshedJun 08, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLUMBIA FL
Recording DateSep 20, 2023
Property Address401 NW BRIDGEWATER TER, LAKE CITY, FL 32055-1107
Document Number0014990456
Book / Page1499 / 456
Map ReferenceMB 8 PG 3-6
Instrument DateSep 19, 2023
Instrument202312017662
Transaction TypeTransfer
Record UpdatedOct 30, 2023
Title CompanyABSTRACT TRUST TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,850.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 NW BRIDGEWATER TER, LAKE CITY, FL 32055-1107

Mortgage

Document Number0001499458
DateSep 20, 2023
Instrument1499/458
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBIA FL
Property Address401 NW BRIDGEWATER TER, LAKE CITY, FL 32055-1107
Transaction TypeMortgage
Record UpdatedFeb 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013310620
DateFeb 17, 2017
Book Page1331/0620
Instrument201712003002
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2047

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOLUMBIA FL
Recording DateFeb 08, 2021
Property Address401 NW BRIDGEWATER TER, LAKE CITY, FL 32055-1107
Document Number0014292633
Book / Page1429 / 2633
Map ReferenceMB 8 PG 3-6
Instrument DateJan 20, 2021
Instrument202112002266
Transaction TypeTransfer
Record UpdatedFeb 15, 2023
Title CompanyLAKE CITY TITLE INC, LAKE CITY TITLE

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 NW BRIDGEWATER TER, LAKE CITY, FL 32055-1107

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBIA FL
Property Address401 NW BRIDGEWATER TER, LAKE CITY, FL 32055-1107
Document Number0014232444
Transaction TypeMortgage
Record UpdatedNov 26, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 NW BRIDGEWATER TER LAKE CITY FL 320551107, LAKE CITY, FL 32055-1107

Mortgage

Document Number0014232444
DateNov 12, 2020
Book Page001423/002444
Instrument12019025
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term180 Months
DueNov 11, 2035

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLUMBIA FL
Recording DateNov 12, 2020
Property Address401 NW BRIDGEWATER TER, LAKE CITY, FL 32055-1107
Document Number0014232442
Book / Page001423 / 002442
Instrument DateNov 10, 2020
Instrument12019024
Transaction TypeTransfer
Record UpdatedNov 27, 2020
Title CompanyLAKE CITY TITLE INC

Transaction

AmountAmount Recorded
Tax$2,646.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address401 NW BRIDGEWATER TER LAKE CITY FL 320551107, LAKE CITY, FL 32055-1107

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBIA FL
Property Address401 NW BRIDGEWATER TER, LAKE CITY, FL 32055-1107
Document Number0014141926
Transaction TypeMortgage
Record UpdatedSep 01, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 NW BRIDGEWATER TER LAKE CITY FL 320551107, LAKE CITY, FL 32055-1107

Mortgage

Document Number0014141926
DateJul 07, 2020
Book Page001414/001926
Instrument12011435
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Columbia County records · Assessment roll updated January 7, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyColumbia County
Unified School DistrictColumbia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$450,623 (-1.59%) Land $40,000 Building $410,623$450,623 (-1.59%) Land $40,000 Building $410,623
2025$457,911 (+46.38%) Land $40,000 Building $417,911$457,911 (+13.54%) Land $40,000 Building $417,911
2024$6,481.00 (+54.6%)
2023$4,192.00 (+2.69%) Homeowner's exemption$312,822 (+3%)$403,294 (+11.88%) Land $40,000 Building $363,294
2022$4,082.00 Homeowner's exemption$303,711$360,462 Land $27,000 Building $333,462

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