401 North St, Richmond, KY 40475 Property Records

Madison County property record for 401 North St, Richmond, KY 40475 · Last verified December 2025

Property Highlights

Property Type	Other > Other Improved
Square Footage	3,154 sqft Total Area
Occupancy	Owner Occupied
Last Sale	$175,000 (2024)
Tax Bill	$1,650.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R008-0001-0018`
Alternative APNs	`126256` `89171` `68062`

Interior

Building Area	3,154 sqft Total Area
Stories	2 Stories

Exterior

Exterior Material	Concrete Block Exterior

Location & Zoning

Account Number	68062
Street Address	401 NORTH ST
City	RICHMOND
State	KY
Zip	40475-1886
Property Usage	Other Property Usage
Type	Other > Other Improved
Legal Description	ASHBY ADDT PT LOT 22
Legal Subdivision	ASHBY ADD
Legal Lot Number	22
Jurisdiction	MADISON KY
Minor Civil Division	RICHMOND
Census Blockgroup	2
Census Block	2014
Census Tract	10602

Owner

Source: Madison County records · APN R008-0001-0018

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	103 CHENAULT DR, RICHMOND, KY 40475-1848
Occupancy	Owner Occupied
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 08, 2024 · Amount on Record
Deed Sale	Jul 08, 2024 · Amount on Record
Prior Sale	Nov 20, 2020 · Amount on Record
Deed Doc Number	2014211721
Deed Book / Page	D854 / 551
Record Refreshed	Jun 08, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Nov 20, 2020
Property Address	401 NORTH ST, RICHMOND, KY 40475-1886
Document Number	D00797/377
Book / Page	D00797 / 377
Instrument Date	Nov 13, 2020
Instrument	2014024507
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 RAVENWOOD PL, 309, RICHMOND, KY 40475-9836

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 RODEO DR, GEORGETOWN, KY 40324-9671

Mortgage

Document Number	2014024508
Date	Nov 20, 2020
Instrument	2014024508

Lender

Name	KENTUCKY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 13, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,650.00 (+112.63%) Additional exemption filed	$175,000 (+118.75%)	$175,000 (+118.75%)
2023	$776.00 (-0.26%)	$80,000 (-)	$80,000 (-)
2022	$778.00	$80,000	$80,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.